Search Results for: insurance

How Long Can My Child Be Covered On Health Insurance?

Under the Affordable Care Act (ACA), children can remain covered under their parents’ health insurance plans until age 26 regardless of whether it comes from either an employer plan or marketplace plan. Know how much double coverage will cost before making this decision; generally speaking, retaining double coverage will result in higher premiums. Age Age […]

Hiscox Business Insurance Review

Hiscox provides a broad selection of business insurance policies tailored to specific industries. Their experienced agents specialize in small businesses in those industries to offer competitive rates. Hiscox provides short-term liability through Thimble, making them suitable for projects which do not need an annual policy. They also offer business property, directors and officers insurance and […]

Where to Get Medical Insurance

Health insurance provides coverage for doctor visits, hospital stays, prescription costs and preexisting conditions as well. Monthly premiums typically are paid through employers or the government. Get the plan that’s best suited for you and your family by understanding how various plans work – premiums, deductibles, copayments and coinsurance all play an integral part. Health […]

How Indexed Universal Life Insurance Companies Make Money

Indexed universal life (IUL) policies differ from traditional whole life policies in that they allow cash value accumulation tax-deferred. Their accumulation is determined by market index performance rather than contractual guarantees, so IUL policies provide tax benefits while offering potential cash accumulation benefits. Clients tend to embrace IUL when properly explained and illustrated; however, many […]

Top 2 Quick And Effective Insurance Marketing Ideas

You should be constantly looking for innovative and new ways to market insurance to your agency if you are an Insurance Agent. These ideas must be implemented correctly so that they can produce explosive results. To be a successful agent in the highly competitive industry of insurance, you must create marketing strategies to build prospects list and […]

Insurance Agency Websites and Your Unique Agency Value Proposition

Every day, I visit many websites of insurance agencies. Sometimes I find a website that uses Web 2.0 best practices. It is populated with high-quality dynamic content and optimized for insurance agency SEO. The site also includes social media icons and a well-placed call to action. These websites are easy-to-identify and reflect the effort and time invested […]

Insurance Industry Associations – Seven Reasons Why You Should Become a Member

Although there are many thousands of agents in the United States, only a few of them belong to professional insurance industry associations. While some agents may not wish to pay the monthly fees, others might wonder what it would mean to spend a few hours each month with other agents. If you are an agent, here are […]