Every year, hundreds of thousands of people join the insurance industry. There are also hundreds upon thousands of agents who leave the insurance business. Only a few insurance agents are able to stay in the business for long periods of time. They do well, and many are the best insurance agents. What is the difference between the best […]
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Morality is often described as a social system of rules that allows people to resolve disputes rationally and without resorting to force. This allows the relationship affected by the dispute to endure and perhaps even thrive. Most disputes revolve around who has the right to what goods. Therefore, morality is based on the pursuit of goods […]
Clients will be loyal to you if you provide exceptional service that exceeds or meets their expectations. Consistent is the key word. It means that you have to do it every client who does business with your company. Agents have difficulty meeting or exceeding their clients’ expectations. For those few agents who do manage to meet clients’ expectations, […]
Health insurance can be costly, making balancing deductibles and out-of-pocket expenses a challenge for employees. Small firms can gain an edge by offering health reimbursement arrangements (HRAs) as an additional benefit. Under the Affordable Care Act, employers with 50 or more full-time equivalent employees must offer coverage that meets minimum value standards as well as […]
Geico car insurance rates tend to be significantly less than the national average; however, these may vary depending on factors like your driving history, age and state of residence. GEICO provides competitive rates and options for liability-only and full coverage policies, along with discounts and policy add-ons. Rates As one of the leading car insurers, […]
If you get involved in an accident without being insured, the penalties can be severe. Not only could you incur expensive fines; your driver’s license and registration could also be at stake. Even though the federal individual mandate penalty has been removed by the Tax Cuts and Jobs Act (TCJA), many states still require residents […]
Health insurance provides easier access to medical services and protects you from out-of-pocket expenses if you become sick or injured. You can purchase it through your employer, marketplace/exchange or directly from private insurers. Be wary of “short term” plans that do not conform to the Affordable Care Act and leave you vulnerable to costly medical […]
Your car insurance policy can be cancelled at any time, but be mindful that cancellation may lead to coverage gaps. Since most states mandate liability coverage for drivers, failure to do so could bring financial and legal hassle. To cancel your policy, it’s essential that you contact your insurer directly. Some allow this via phone; […]
Standard home insurance policies do not typically cover mold damage unless caused by another event that would typically be covered (such as flooding or burst pipes). Some companies, however, do offer separate mold policies or special endorsements. Although these policies may be expensive, if you live in an area prone to flooding or other potential […]
Understanding Uber’s ever-evolving insurance policies is vitally important for drivers, and being aware of how your own policy ties in is even more essential. Uber offers protection for drivers at three distinct stages – app off, app on waiting for ride requests and during trips or journeys with passengers aboard or approaching one. Each stage […]