Search Results for: insurance

Definition of Liability Insurance. The insurance coverage that protects against claims alleging negligence or improper action caused bodily injury or property damages is called “liability insurance”. If they are found to have caused the damage to the property or bodies of others, people and organizations can make and admit mistakes. Insurance policies provide protection. When the insured […]

India Motor Tariff governs Two Wheeler Insurance in India. It applies to all motorized Two Wheelers. There are two types of policies: Act only Policy or Package Policy. Act only policy covers third party liability ( death/injury / Third-party property damage ), and Personal Accident coverage to the owner. The package policy covers damage or loss to the […]

Similar representations can be found in every field of insurance. There is no way to be certain about the strength of a property owner’s title. No one can make a prediction about that title based on personal judgment. However, underwriters are willing to accept protection in exchange for a predetermined premium because they have enough risk exposure. […]

Many people are struggling to make ends meet due to the economy. Some drivers may consider driving without car insurance in order to save some money. Are there any penalties for being caught without Pennsylvania car insurance? To find out, we did a deep dive. Pennsylvania’s car insurance laws The state law in Pennsylvania requires that all drivers have […]

Nearly every homeowner, renter or business insurance policy includes coinsurance. It can be costly if you don’t fully understand the terms of your insurance contract. A Homeowner policy does not typically include a section called “Co-insurance.” The clause is listed in Section I, Conditions of the standard Homeowners form HO-3. It is also found in any Business Insurance […]

Many states have laws to protect consumers against health insurance companies that act in bad faith, including laws providing compensation or punitive damages as legal recourse for such actions. To have any hope of succeeding with your lawsuit against an insurer, it must first be demonstrated that they owed you a duty of care; additionally, […]

With two full-time employees or more, you may qualify for health insurance through a small business group plan. Other options for small businesses may include health reimbursement arrangements and tax stipends. Size varies greatly among small businesses depending on industry and employee count, while larger organizations generally produce greater revenues than their smaller counterparts. Health […]

Indexed universal life insurance offers potentially tax-advantaged cash value accumulation and death benefit protection, but you should do your homework prior to making any purchase decisions. Make sure the plan’s financial strength and history can withstand scrutiny before investing. As this product requires extensive expertise and specialization, it is imperative to work with an advisor […]

Many car insurance policies include towing as part of their liability coverage, so any damages caused by your trailer to people or property are covered. However, towing and storage fees can quickly add up; therefore, it would be wise to invest in comprehensive coverage that offers roadside assistance as well. Liability Coverage Liability coverage is […]

Grange Insurance Company, based in Columbus Ohio, offers home, auto, and life insurance. It has been providing this service since 1935. Individuals who reside in 13 states such as Georgia, Illinois and Indiana, Iowa Kentucky, Michigan, Minnesota Ohio, Pennsylvania South Carolina, Tennessee or Virginia can purchase Grange homeowners insurance. Grange Car Insurance Grange auto insurance is one […]