Search Results for: insurance

Florida has 15.4 millions licensed drivers. However, another statistic worth noting are the uninsured motorists. Driving without insurance in Florida is more common than anywhere else. According to the Insurance Information Institute III, Florida is the top state with 27% uninsured drivers. Although it is difficult to determine why this large number of people drive without insurance in […]

Insurers worldwide face insurance fraud as one of their top challenges. The slow economy has created pricing pressures, but cutting down on Claims payouts is one of the best ways to improve efficiency and reduce cost. Strategically, the success of carriers depends on how they handle their Claims function. For many insurers Claim processing efficiency can be […]

Builders risk insurance is essential coverage for contractors and owners when building a new structure. This insurance allows you to protect your structure during construction. This type of insurance offers benefits not available with commercial property or homeowners insurance. These are the main benefits of this coverage. How it works This type of insurance is usually purchased by […]

In no-fault states such as Minnesota, PIP (personal injury protection) insurance is a common topic of discussion with car insurers. PIP covers you and your passengers’ medical expenses resulting from an accident, as well as any related costs such lost wages. PIP is an important part of any insurance plan. It should be thoroughly researched, and carefully considered […]

All of us have been there. We’ve all thought about buying something, but haven’t had the time or resources to properly research it. We decide to buy it because it looks good and since I don’t have the time right away, it’s worth it. I assume they’re all the same. The skim researcher will do more. They will […]

If you are making a car accident claim, the other driver’s insurance company will likely contact you to discuss injuries and damages. Ideally, an experienced car accident lawyer should be hired before communicating directly with their insurer. However, this may not always be feasible. In this article we will look into whether and when to […]

Renters insurance policies cost approximately $168 annually to cover up to $100,000 of personal property, which typically includes coverage against theft, damage and additional living expense expenses if necessary. Estimate the value of all your possessions to establish how much personal property coverage is necessary. Consider creating a home inventory to document all items’ prices/current […]

Dean Winters is best known as the actor behind Mayhem insurance commercials and boasts an extensive acting resume, including roles in John Wick and Rescue Me. Additionally, he portrayed Avi in Tarasov Mob movies. His Allstate ads combine deadpan humor and big set pieces to stress the importance of having quality insurance. He is an […]

Most businesses are required by law to provide workers’ compensation insurance to their employees; however, this only covers medical costs related to workplace injuries or illnesses and not unrelated ones. While it is illegal for employers to retaliate against employees who file worker’s comp claims, they are not obligated to maintain them on payroll and […]

From an insurance perspective, biotechnology organisations and companies have unique features that pose uncommon risks. Biotech companies face unique risks that could cause delays in development and even prevent them from reaching milestones. These delays can hinder the company’s ability to raise additional funds, and thus its ability to continue operating as a going concern. These risks […]