Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]
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Your car insurance policy number (or “car insurance policy number”) is the unique number that your insurance company uses for identification. It is printed on your insurance card, as well as any bills or statements that you receive from your insurance company. Your policy number is required in the following situations: after an accident, when you are […]
Open enrollment allows you to sign up for or modify your health insurance plan. If your plan is offered by an employer open enrollment gives you the opportunity to unsubscribe if you don’t want the coverage. Unless you have a qualifying event, you can’t sign-up for health insurance if you don’t register during open enrollment. The health […]
Medicaid is the nation’s public insurance program that covers people with low incomes. Medicaid is the nation’s public health insurance program for low-income people. Medicaid covers one in five Americans. It includes many people with complicated and costly care needs. This program provides the most comprehensive, long-lasting health care coverage for Americans. A large number of Medicaid beneficiaries do not […]
Protecting your loved ones has always been important. This is even more so now that the COVID-19 global pandemic continues its devastation of households and raises the question about mortality. Although life insurance is not a topic that sparks conversation at dinner, it can be a crucial stepping stone to financial security. Life insurance is a […]
There are many factors that influence how much you need to pay for auto insurance. Good credit is the most important aspect of safe drivers. It helps to understand your state’s averages. The national average for truck and cars insurance premiums is $1621, although there are many states that have averages much higher than this. Learn more about […]
Scenes of adult children looking through windows holding signs that said “I love You” to their parents, who were being held in assisted living and nursing homes during the coronavirus epidemic reinforced a trend in America: the desire to stay at home as long as possible. Jesse Slome is the executive director of The American Association […]
Californians who live in wildfire-prone areas received temporary relief as the historic wildfire season ends. They can still retain their homeowner’s insurance for one more year. Since 2015, premiums and non-renewal rates in California’s fire-prone areas have risen dramatically as companies refuse to pay for the damage caused by California’s devastating fires. More than 4 million […]
While you know you will eventually die, you may not think that you have enough money to purchase disability insurance. Unfortunately, the U.S. has more special needs than you might think. Insurance adjusters keep that one individual out of seven will become handicapped in their lifetime before they retire. In many ways, being unable to work for so […]
Introduction Losing a loved one is never easy, and dealing with the aftermath can be overwhelming. If your deceased relative had a life insurance policy, it can provide some financial relief during this difficult time. However, navigating the process of claiming their life insurance may seem daunting at first. That’s why we’ve created this guide […]










