Accidents happen, even to the most cautious drivers on the road. And while a collision can be scary and stressful, it also comes with some practical concerns. One of the biggest questions that come up is whether your car insurance rates will go up after an accident. As much as we wish there was a […]
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Are you tired of sifting through piles of old insurance paperwork and wondering whether or not you should keep it? With the digital age making it easier to store documents electronically, it’s easy to wonder if physical copies are even necessary. In this blog post, we’ll explore the pros and cons of keeping past years’ […]
Are you on the hunt for affordable health insurance? Look no further than Davita Health Insurance. As a single person, it’s important to know how much you can expect to spend on healthcare coverage. That’s why we’re breaking down the cost of Davita Health Insurance for a single individual in this post. From monthly premiums […]
Are you in the market for a new car, but unsure of how your trade-in or private party value affects your car insurance rates? It’s a common question among drivers, and one that can have a significant impact on your finances. In this blog post, we’ll explore whether car insurance companies go by trade-in or […]
That is why we wait for the sale season, use discount coupons or shop online – all in an effort to bring down our expenses. What about our car insurance premium? Is there a way to bring it down too? We care about it. That’s we’ve made this step-by-step guide on reducing car insurance premium. […]
Under the Affordable Care Act, insurers are mandated to offer dependent child coverage until young adults reach 26. This provision includes plans in both individual and employer markets. However, there are certain criteria you must fulfill in order to remain on your parents’ plan. This includes factors like living with them and being claimed as […]
Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]
Life insurance provides loved ones with financial security against the risk of debt repayment after your death, including living expenses, mortgage and utility bills. In exchange for premium payments made, an insurance company pays out a death benefit directly to named beneficiaries. Life insurance policies come in various shapes and forms; choosing the appropriate policy […]
Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]
The same effort is required to select the right car insurance as choosing the car. The market research begins months before the purchase of a car and the buyer test drives nearly all cars within his budget. However, enthusiasm for buying insurance for such a high-priced vehicle drops dramatically. Indians still view car insurance as a statutory obligation. […]