Search Results for: insurance

It was difficult to compare car insurance quotes from multiple providers before the internet. You could only get comparative quotes by visiting a broker who had several agencies with different companies. Even then, you might have only been given a quote from the preferred provider the broker would place most of his business. While this was […]

Collision insurance covers the cost of repairing your car after an accident you cause. If you’re the owner of your vehicle, collision insurance is not necessary. However, it can be beneficial if you spend a lot time behind the wheel. Who needs collision insurance? Many drivers today don’t have the title of official owner of the […]

Statistics show that you will be in an accident at some point during your driving career, regardless of whether you are the cause. No matter how competent a driver you are, you can still be harmed by other drivers’ mistakes and misjudgments. These types of accidents are usually not the fault of the driver. Examples include […]

Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]

Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]

Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]

Dearborn drivers pay an average of $1,743 annually for minimum coverage, and $4,083 annually for full coverage. Although this is higher than the average Michigan state premium, it’s not surprising considering that Michigan’s Wayne County had 55,001 crashes in 2017. Dearborn has the highest rates for car insurance, not just in Michigan, but also in the United […]