“Attention all wanderlusts and travel enthusiasts! Have you ever found yourself booking a dream vacation, only to worry about unexpected events ruining your plans? Fear not, as we delve into the world of credit card perks and explore whether Wells Fargo’s credit card offers travel insurance. Read on for peace of mind while exploring the […]
Search Results for: insurance
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Full coverage car insurance refers to having all the major components of car insurance, including Bodily Injury and Property Damage, Uninsured Driver, PIP, Collision, Comprehensive, and Bodily Injury. Typically, you are required to have at least half of these coverages. The whole package is known as “Full coverage”, and some people choose it for greater financial protection. We […]
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Renters insurance is a good idea. You might also get homeowners insurance, boat insurance, life insurance or auto insurance for the same reasons. These are all to protect you and make sure someone is there to help you in the event of an emergency. Financial disaster is not an option. There are many other reasons to purchase […]
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Disability can strike at any age, and while we all hope it never happens to us, being prepared is key. Long term disability insurance can provide a safety net that helps protect you and your loved ones from financial hardship in the event of an unexpected illness or injury. But when should you start thinking […]
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Are you sitting on a life insurance policy that you’re not quite sure how to fully leverage? Many people don’t realize that their life insurance policies hold cash value, which can be accessed and used for various financial needs. In this blog post, we’ll guide you through the steps of finding the cash value of […]
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Buying a new car in California is an exciting experience, but it can also be stressful when it comes to navigating the state’s insurance laws. You may find yourself wondering how long you have to add your newly purchased vehicle to your existing insurance policy or if you need to purchase a new one altogether. […]
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Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]
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Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]
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Apr
If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]
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No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]