Search Results for: insurance

How Good Is Mutual Of Omaha Medigap Insurance?

If you’re new to Medigap insurance, also called Medicare Supplement insurance, there are a few things you should know. Medicare Supplement insurance is designed to work alongside Original Medicare (Parts A and B). It can help cover some of the out-of-pocket costs that aren’t covered by Original Medicare, like copayments, coinsurance, and deductibles.  There are […]

Car insurance for high-risk drivers in Pennsylvania

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]

North Carolina flood insurance

Flood damage to homes, apartments, and businesses is a major concern for many North Carolina residents. Flood damage is typically not covered by renters and homeowners insurance. Flood insurance covers buildings and contents. Unfortunately, flood insurance is only available to a very small number of North Carolina residents. Flood insurance is affordable for many. However, the cost of […]

What is self-insurance?

While purchasing insurance policies is the most traditional method of obtaining coverage, self-insurance is an alternative. Self-insurance is a way to save money and pay for losses, rather than having to pay insurance premiums. It is less common than other types of insurance but may still be an option in certain situations. In 2018, tens to thousands of employers self-insured […]

Does Homeowners Insurance Cover Pool Leaks?

Homeowners insurance in California provides protection for swimming pools in several ways. First, liability coverage provides financial security should anyone become injured while using it. Your policy could also cover your pool under its “other structures” coverage – usually designated for sheds and gazebos but capable of including your pool as well. Damage caused by […]