Before the Affordable Care Act was implemented, private health plans sold on the health insurance marketplace did not typically cover mental health services; now however, most of them do. The Affordable Care Act’s (ACA) parity rules mandate that if your health plan offers therapy services, they must do so at an equivalent level as other […]
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At traffic stops and routine patrols, police officers will “run” your license plate number to quickly check its insurance status. Thanks to modern technologies like Automatic License Plate Reader (APLR) and in-car computers linked directly to state databases, police can often confirm whether your insurance is valid almost instantly. Maintaining proof of insurance is key […]
Insurance agent appointments are key for both new and experienced agents in order to sell policies, but the process can sometimes be challenging for newcomers due to carrier requirements such as book rolls, experience and success measures, geographic locations and additional qualifications. There are, however, a few items which can aid the process. These include: […]
Parents often form close relationships with their nanny, au pair, housekeeper or other residence employees who may even qualify as full-time employees and thus require workers’ compensation coverage. However, they may not be covered under a homeowner’s policy because personal liability typically only extends to family members. Homeowners Policy Many families form strong bonds with […]
Are you tired of getting exorbitant car insurance quotes just because of your bad credit? You’re not alone! The harsh reality is, having a low credit score can significantly increase your car insurance premiums. But fear not, there are still ways to secure affordable auto insurance even if you have bad credit. In this blog […]
As much as we love our furry friends, there comes a time when we need to get them the medical attention they deserve. And if your veterinarian recommends getting a PET scan for your pet, you may be wondering how much it will cost without insurance. Don’t worry, in this blog post, we’ve got you […]
“Picture this: you’re on the last leg of your dream vacation, cruising down a scenic highway in your rental car, when suddenly you hear a strange noise and feel a bump. Your heart sinks as you realize that someone has rear-ended you. You quickly pull over to assess the damage and are relieved to find […]
Are you worried about what would happen if you were to become disabled or unable to work for an extended period? Long term insurance can provide peace of mind and financial stability in such situations. But how does it actually work? In this blog post, we’ll dive into the nitty-gritty details of long term insurance […]
Are you getting ready to hit the open road? Before you leave, make sure you know what your Amex credit card rental car insurance covers. Understanding your coverage can save you time, money, and headaches in case of an accident or theft while on the road. In this post, we’ll break down everything you need […]
Are you on the hunt for a new health insurance provider? If so, it can be overwhelming to sift through all of the options and determine which one is right for you. One insurer that may have caught your attention is Emory Health Insurance – but who exactly qualifies for this coverage? In this blog […]