Search Results for: insurance

It can be difficult to live after a car accident. The situation can get worse if you are the one who caused the accident, and the other driver decides that they will sue you for damages. To protect drivers from situations like that, some states — including Hawaii — have become what is called a no-fault state. Basically, that […]

If you are found responsible for the injuries sustained by a person as a result of an accident, your bodily injury liability portion of your auto insurance policy will cover the amount. If the injury restricts the injured party from working, this amount could include long-term, hospital, medical, rehabilitation, and long-term care costs. Your bodily injury […]

If you are wondering, “does insurance cover roof replacement,” it depends on the circumstance. If your roof or structure is damaged by an insured peril, a home insurance policy will cover it. Some policies may exclude or name specific perils. It is possible to have your roof replaced due to unforeseeable events or severe weather, other than flooding. Standard homeowners […]

Hialeah, a suburb of metropolitan Miami, was named by Allstate as one of the places in the country with the most safe drivers. What a big difference from just a few years ago, when Miami and Hialeah were both named as cities with the worst drivers in the country. While Hialeah drivers are making progress, car insurance rates have […]

In that they aim to make profits, insurance companies are no different from any other business. A company must accurately price its products to make profits. There are many methods to do this. Underwriting is the insurance company’s method of “evaluating” a risk to determine a price and profit. No longer are driving records, accident history and […]

You always consider the cost of a car when you’re out shopping for one. You should also consider the cost of your car insurance. Car insurance rates play a significant role in determining the monthly cost of driving that vehicle. Consumers are often asking themselves whether “cheap” insurance is worth the cost. If you don’t plan on being […]

Let’s look at the “loss-of-use” exclusion in your car insurance policy. It describes what alternate transport your insurer will provide if your vehicle becomes unusable due to theft or accident. The majority of cases, the answer is negative. A few insurance companies have a team that can repair your vehicle and provide a courtesy vehicle if […]

Classic cars are undoubtedly at the top when it comes to vehicles. Their unique features set them apart from all the rest. As is the case with all things that draw attention, classic cars are prone to being stolen and vandalized. Because classic cars are rare and expensive, large insurance agencies and agents won’t even consider offering […]

It used to be difficult to find affordable auto insurance in Southern California. However, it’s now much easier to find the right insurance quotes without too much effort. Many services are available to help you get multiple rate quotes from different insurance companies. One service can provide multiple rate quotes from different insurance companies. All you need […]

Road accidents and car damage are inevitable due to the number of people who live on busy roads all across America. Drivers become more concerned about their jobs and their homes and lose sight of their vehicles. It is important to have auto insurance. This should be affordable in every state. Insurance can be difficult and expensive in […]