Windshield damage typically falls under comprehensive coverage in a car insurance policy, and should be reported promptly; even small chips can quickly expand into cracks that necessitate replacement of an entire windshield. Most insurers won’t increase your premiums after making a comprehensive claim, but it is wise to get any damage inspected prior to driving […]
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Understanding your flood zone is essential to making informed decisions regarding whether or not to purchase flood insurance. FEMA uses flood zones to identify areas at increased risk of flooding. If your property lies within an A, A1-A30, AE or VE flood zone, your mortgage lender may require that you purchase flood insurance as a […]
Most states mandate drivers demonstrate financial responsibility for accidents by purchasing car insurance; others allow drivers to fulfill this requirement through other methods, such as paying a bond or making cash deposits. New York requires that all drivers carry both Liability coverage and Personal Injury Protection (PIP). You can also opt for uninsured/underinsured motorist coverage […]
Pearle Vision is one of the largest optical retail chains in the U.S. with hundreds of eyecare locations that specialize in customer service excellence and accept most major vision insurance plans. Eye exams are essential to overall health, helping detect potentially life-threatening issues like glaucoma early. From scheduling an appointment or purchasing new glasses, Pearle […]
Mortgage Protection Insurance (MPI) is a form of life insurance designed to pay off your outstanding mortgage debt should you die. Additionally, MPI may cover expenses like disability and unemployment benefits and often requires no medical exams – making it an attractive alternative for people who can’t qualify for term or whole life policies due […]
Assuming you possess excellent customer service skills and are ambitious enough, the insurance industry may provide an ideal setting for long-term employment. Many jobs within this field require at least a high school diploma as well as on-the-job training to succeed. If you want to sell insurance, obtaining a license is required – though the […]
Teens are proud to have obtained their driver’s license. Bankrate’s insurance editorial team compared the current rates and policies from dozens of insurance providers to find affordable car insurance that is affordable for both parents and teens. Nationwide offers the lowest average rates for drivers 16-17 years old. Erie offers cheap auto insurance to older teens, 18-19. Auto […]
For a full coverage policy with no deductible, the average cost of car insurance in America is $1,674 per annum. This is based upon a 2019 Toyota Camry. Your age, credit score, make and model of your car, and other factors are all considered when determining your car insurance premiums. The average premium for car insurance […]
Life insurance is one type of insurance you might need throughout your lifetime. It includes homeowners, renters, and car insurance. It is one of the most difficult types of insurance because of the variety of types and options available. There are two main types of life insurance. Permanent or term. There are only a few permanent forms of […]
When determining the price of your auto insurance premium, the most important factor is your driving record. It can be more difficult to get affordable auto insurance if you have a driving under the Influence/while intoxicated (DUI/DWI). Ohio drivers with a DUI can expect to pay more for their car insurance than those without. What does […]