Search Results for: insurance

The internet is everywhere! Online shopping is a great way to buy Christmas gifts, and this week I bought my son a Nintendo DS online. You can also purchase insurance online. There are some benefits to purchasing health insurance online. You might be able save time and compare plans to get estimates of premiums. These are […]

Many people believe that insurance is a waste and only those who are extremely careful should have it. Many more people, especially those younger than them, believe they won’t need insurance. They also think that the need to research and purchase insurance will never arise for them. You can bet that insurance will become necessary at some […]

John F. Kennedy once said, “The time to fix the roof is when it is shining.” He was referring to the fact that the sun won’t shine forever and that it is important to prepare for stormier times. This quote is directly related to unemployment insurance. You should make arrangements to provide for your family if you […]

It is important to determine what your personal needs are. For example, a teenage driver in the household who drives must be covered. You should ensure that the policy covers everything on the list. Also, you will need to decide how much liability protection you want (paying for damage caused to another person). There are two parts […]

You don’t want to make a mistake when buying insurance for your house, car, or other property. Insurance companies are only interested in one thing, and it has absolutely nothing to do either with your financial health or your personal life. Insurance companies are not charities. They will do whatever it takes to maximize their profits, even […]

Health insurance is an agreement that covers some or all of your medical costs in exchange for a monthly premium, copays and deductibles. You can find health plans through employers or schools. New York State offers two health insurance programs to its residents based on income: Child Health Plus and Medicaid. Medica is an insurance […]

No matter if you enroll in an Affordable Care Act-compliant plan on the marketplace or shop privately for health coverage, making decisions requires many decisions and choices. Your primary consideration should be how much of an annual and monthly premium you can afford for health coverage. Consider each plan’s deductible, copayments and drug formulary before […]

Flood damage is a top concern among Oklahoma homeowners. Most standard insurance policies don’t cover it, so obtaining a separate policy through the National Flood Insurance Program (NFIP) is highly recommended. Your flood risk will determine how much you pay for flood insurance policies, with costs also depending on building materials used and occupancy status […]

Specialists are health care professionals trained in one or more fields of medicine. Specialists may be necessary for certain procedures covered under traditional or indemnity health insurance plans. Specialists require excellent organizational and analytical abilities in order to properly file medical insurance paperwork. In addition, they should possess knowledge of current healthcare regulations and coding […]

Plan administrators oversee the day-to-day management of group benefits plans such as health insurance, cafeteria plans, flexible spending accounts, retirement or life insurance policies and premium payments. Fiduciary responsibility entails significant legal ramifications when managed improperly, such as when it comes to insurance industry regulation requiring careful documentation and meeting strict deadlines. Choosing a Health […]