Search Results for: insurance

Which Of The Following Is True Of Short-term Disability Insurance?

Disability insurance is a financial tool that can provide invaluable protection against the loss of income due to illness or injury. But with the multitude of options available, which one should you choose? In this article, we will explain the difference between short-term and long-term disability insurance and highlight some key features of short-term disability […]

Statistics Show That For Millions of Americans, Insurance is More Than Worth the Cost

Many small businesses are operating today without any liability insurance. Workers’ compensation insurance is mandatory by law. Many business owners want to reduce operating costs. However, in today’s environment where worker compensation claims are on the rise, it is highly risky to operate without liability coverage. What took years to build up can be destroyed by […]

Insurance the “American” Way

The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]

Insurance Issues For the “Subject To” Deal

This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]