Immediate care is a healthcare service that allows patients to get the medical attention they need without having to wait for an appointment with a doctor. It is usually used in cases of non-life-threatening illnesses or injuries, such as minor cuts and scrapes, ear infections, colds, and flu symptoms. But in many cases, immediate care […]
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Vascepa is an FDA-approved medicine for the treatment of high levels of triglycerides in adults. It has been proven to reduce your risk of developing cardiovascular diseases, such as heart attack and stroke. But how much does it actually cost? If you have insurance coverage, it can be hard to know whether or not Vascepa […]
Have you ever been in the position where you sent something via USPS and it got damaged, lost, or stolen? If so, you may have wondered if you can get reimbursed for your shipping costs. The answer is yes: with an insurance claim, you can get compensated for the amount of money that you paid […]
You’ve just been named as a beneficiary in a trust or insurance policy, but who do you contact for information? Who do you call? Where can you find the answers you need? These are all questions that can be overwhelming and confusing when first confronted with them. Fortunately, this article will provide some helpful insight […]
Disability insurance is a financial tool that can provide invaluable protection against the loss of income due to illness or injury. But with the multitude of options available, which one should you choose? In this article, we will explain the difference between short-term and long-term disability insurance and highlight some key features of short-term disability […]
Home insurance is an important investment that can help protect your home, your belongings, and even yourself in the case of an accident or disaster. But how much does it cost? This article will explore the average cost of home insurance in California, as well as what factors might influence the price you pay for […]
Many small businesses are operating today without any liability insurance. Workers’ compensation insurance is mandatory by law. Many business owners want to reduce operating costs. However, in today’s environment where worker compensation claims are on the rise, it is highly risky to operate without liability coverage. What took years to build up can be destroyed by […]
The definition of “American way” will determine whether or not a particular type of carrier does business in the American manner. There is no one accepted definition of the term. Some definitions would exclude state funds. Others would exclude mutuals and reciprocals. Other definitions would also exclude Lloyd’s of London. However, other definitions would include all carriers that do business […]
This is a common misunderstood problem: how to correctly insure “subject to” property. It is obvious that the “Due on Sale (DOS)” clause will be invoked, and the mortgage company will call the note. Despite being complex, there are some common sense rules of thumb that usually apply. Be the “first named insurance” if you or your company […]
This article does not address whether or not you should apply for Life Insurance Policies. It focuses more on what policies are available and the requirements for obtaining a policy. Long term life insurance plans will also be the focus of our discussion. Before we get into the details about policies, let’s first define what “Insurance” means. […]