Search Results for: insurance

Many contractors don’t realize how important it is to publish their insurance bid specifications each year. This will allow you to interrogate the market and save you a lot of money. This is true for Liability, Auto, Property, and Workers Compensation Insurance. 1. The bid specifications must include all information required by the broker to create a quotation. […]

Professional Indemnity Insurance Your professional indemnity insurance covers you against legal liability for any losses that your customers suffer as a result your negligent advice. Legally, professional indemnity is required for certain professions such as accounting, law, and financial services. It is also common in other areas, such as publishing, management, computer consultancy, engineering, and design. A professional […]

Many self-employed people in Dallas, Houston, and other parts of Texas find that health insurance is not something they can afford. Many people who work for themselves will say that they can’t afford to be sick. Period.” They don’t even think of the term “sick days” in their heads. Many of these self-employed, or “perma­lancers” or “perma­temps”, have […]

What is Supplemental Group Life Insurance? If you have a group policy with your employer, supplemental group term insurance can be added. Group coverage can be less comprehensive than you might like, as policies are designed to benefit the entire group. You may have special needs as an individual who has a family. A supplemental term policy is […]

According to the Daycare Trusts Childcare Costs Survey 2007, pre-school childcare costs in England continue to rise. For children under 2 years old, the average cost of a nursery place in England has increased by 6 percent to PS7900 per annum (or PS152 per wk). The cost for an out-of-school club in Wales is PS34, while […]

Driving without insurance is a class 2 offense in South Dakota. A judge will decide the severity of penalties for each driver. Drivers can expect to pay a minimum of $100, 30 days in jail, or both, as well as a license suspension for not following South Dakota’s financial responsibility laws. They must also file proof of insurance, […]

Personal auto policies don’t include rideshare insurance. This is something you should consider if your company uses Uber and Lyft as drivers. It is common to believe that rideshare insurance is not covered by your employer-provided car insurance or any other commercial insurance. This is because you may need it when you pick up passengers and […]

The recent economic slowdown, as shown by all indicators (except those used by George Bush), has caused SUV and car owners to resort to arson to pay off their debts. This is not a new phenomenon, but car arson (or torching), and insurance fraud are both well-established. It is seen as a direct correlation with the […]

Are you eligible to get life insurance for your parents? You can buy life insurance for your parents in order to cover their final expenses. This can give you and your family peace of mind during difficult times. You will need to get their permission and proof of insurable interests before you can purchase a policy for […]

Even though you don’t own the car, auto insurance must be purchased when you lease it. This is because you must meet the minimum auto insurance requirements wherever you lease a car. You also need to comply with any additional requirements that your lessor may have, such as collision and comprehensive coverage. For a leased car, […]