Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]
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Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]
Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]
Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]
While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]
Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]
Dearborn drivers pay an average of $1,743 annually for minimum coverage, and $4,083 annually for full coverage. Although this is higher than the average Michigan state premium, it’s not surprising considering that Michigan’s Wayne County had 55,001 crashes in 2017. Dearborn has the highest rates for car insurance, not just in Michigan, but also in the United […]
It is important to evaluate the importance of each policy when searching for auto insurance. While some shoppers are focused on affordable rates, others want more coverage in case of an accident. There are many options for auto insurance and each level can be customized to meet your needs. Broad form car insurance may be the best […]
The majority of the more than 10.5million residents of the Peach State live in Atlanta, Georgia’s largest city. Average car insurance rates in Atlanta cost $1,013 per annum for liability-only coverage and $2,325 for full coverage. Fulton County is home to a large part of Atlanta. Road safety has become a concern. In 2016, there were more […]
Florida’s average car insurance premiums are the highest in the country . Drivers pay $2,364 annually to get full coverage and $1,101 for minimum coverage. Orlando drivers pay slightly more for auto insurance. The average car insurance rate is $2,405 for full coverage, and $1,210 for minimum coverage. Orlando drivers might need to get quotes from multiple carriers in […]