Have you ever experienced the dreaded moment of chomping down on something hard only to hear a loud crack? Yep, that’s your tooth. A broken tooth is not only painful but can also cause embarrassment and affect your confidence. The cost of fixing a broken tooth without insurance may seem daunting, but fear not! In […]
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Van insurance is a policy that covers losses due to accident or unforeseen mishaps. It is required for van insurance to allow the van to use public roads. This is prohibited by law. This insurance covers the loss of the owner and also protects the driver and van involved in an accident. There are many things to consider when […]
GAP insurance is a financial protection option that can be used to protect your finances during the first years of your car’s life. This is especially true if you have financed the purchase with car finance such as leasing or hire purchase. GAP insurance policies will cover the difference between your vehicle’s true value and […]
Recently, I helped a client of my settle the total loss to her car that was stolen. It occurred to me that this information might be useful for others. Before becoming an independent agent, I was a claims adjuster at a national insurance company. Working in that role taught me a lot. I discovered that most people […]
You might not have known that penalties were becoming more severe. Perhaps you didn’t know about the current penalties for having no third-party liability motor insurance. 1930 saw the enactment of a law that required all motorists to carry a minimum amount in third-party personal injury insurance. This law was enacted to ensure that negligent motorists were […]
Insurance companies that cover classic cars don’t really understand the needs of antique car owners. They don’t understand the daily car usage of Joe Public. Everything must fit in a standard category. Car value decreases relentlessly over the years. They start to lick their lips in anticipation of a big fat bonus check if you make any changes […]
After a storm has ravaged your home, you might be wondering how much it will cost to repair the damage. And if you have any uninsured losses from the storm, you’ll need to start thinking about public liability insurance as well. In this article, we’ll tell you everything you need to know about public liability […]
It’s a question that many people face at some point in their lives – should I convert my life insurance policies to a less expensive type of coverage? And the answer, as with most things, depends on a variety of factors. What To Consider Before Converting or Porting There are a few things to consider […]
You will need to look deeper than the surface to find affordable car insurance. It is important to find out what the minimum requirements are in your state. This will help you determine whether this amount covers your vehicle coverage. If they are not, the variables can change greatly when comparing rates between providers. Let’s look at how […]
Idaho has 602,170 registered cars as of 2019, which is 33.7% per capita. It also saw a 27% increase in DUI fatalities that year. This made it the 11th most dangerous state for impaired driving. Car insurance for those who have a DUI conviction on their driving record will be affected in the future. Full coverage car insurance in Idaho […]