Search Results for: insurance

Water damage is among the primary reasons homeowners file an insurance claim. Burst pipes typically fall under dwelling and personal property coverage on homeowner policies. Flood insurance covers damage directly caused by flooding; thus it only addresses direct impacts such as broken pipes. So does flood insurance cover broken pipes? Flood insurance does not cover […]

Flood damage isn’t covered by homeowners’ insurance, so many New Yorkers must purchase separate coverage to protect themselves against flood risk. This is particularly applicable when purchasing property located within high risk flood zones. Under federal rules, mortgage lenders must require people buying property in high risk areas to purchase flood insurance before closing on […]

The average cost of car insurance in Washington D.C. has a higher average than the U.S. because of some of the most dangerous areas and densely populated areas. Washington D.C. rates average $704 per year for minimum coverage. A full coverage policy costs $1,855 annually, which shows how costly it can be to drive around the capital. What is the […]

According to the 2018 U.S. Department of Transportation Highway Statistics, there are more than four millions of licensed drivers. Drivers are legally required by law to have insurance. Knowing about the rates of car insurance in Alabama can help drivers in the Cotton State with their budgeting. Alabama’s average car insurance cost is $469 per year for minimum coverage […]

Due to its short commute time and high number of car-related deaths, Austin was ranked as one of the most dangerous U.S. cities to drive. The car insurance rates are comparable to the Texas average with minimum coverage starting at $558 per annum and full coverage starting at $1,796 per annum. For the 978.908 residents, car insurance is required. […]

Alaska is the most populous state in the U.S. but only 530,000 drivers are licensed as of 2019. Alaskans pay $373 annually for basic coverage and $1,559 for full coverage. Road safety is a concern because of the high number vehicle-related deaths. As of 2018, there were 80 fatalities in Alaska from accidents. 41 were due to speeding, 29 were due to […]

Term life insurance is a great option for providing substantial insurance coverage, but only for a short time. Nearly all major life insurance companies sell term life policies to offer greater protection in specific circumstances. Young families with children may find term attractive because of the low cost and the large death benefit that the beneficiaries receive in […]

A standard auto policy will include property damage liability as one of the coverages. The majority of states in the U.S. require drivers to have at least some coverage for property damage liability before they can drive legally. Property damage coverage is an integral part your car insurance policy. “Property Damage Liability Coverage is required whenever there […]

There are many names for the subscriber number. This number is also known as the member number, or the patient ID. This information is only relevant to the policy. This information, besides the company logo, is most often found on the card’s front. If Rx is available, the front of the card includes the group number as […]

Nonprofit directors and officers face significant personal liability if they fail to take appropriate steps to safeguard their personal assets, making D&O insurance an indispensable safeguard. Liability policies vary significantly by insurer; here, we highlight some key issues. Coverage Nonprofit organizations must consider multiple forms of insurance to safeguard both themselves and those they employ, […]