Search Results for: insurance

Could Poor Credit Raise Your Renters Insurance Rates?

The cost of renters insurance will vary depending on where you live, what coverage you choose, and whether or not you have ever filed any claims. Your credit history can have a significant impact on your rate in many states. NerdWallet’s recent analysis found that renters insurance rates in states with credit rating factors are 83% higher for […]

How to read an auto insurance policy

Understanding your auto insurance policy is key to determining if you are properly insured. It is important to understand the components of your car insurance policy and how they relate with your financial protection. In all states except for New Hampshire, vehicle owners are required by law to carry a certain amount of insurance coverage to register and […]

What Is The Net Amount At Risk In A Whole Life Insurance Policy?

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

What Type Of Health Insurance Policy Provides An Employer With Funds To Train?

As is often the case when selecting group health insurance policies, selecting one may seem daunting and bewildering. There are several aspects to take into account such as network availability, deductible amounts and coinsurance structures that need to be addressed before making a final decision. Your employees deserve coverage that fits their healthcare needs while […]

Does Renters Insurance Cover Motorcycle Theft?

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

What Does Paid In Full Mean For Car Insurance?

If you pay your car insurance premium in full each year, you may qualify for a paid-in-full discount from insurance companies. They do this to encourage customers to make one lump-sum payment upfront and save themselves some hassle when paying premiums later. Payment in full does not prevent your policy from being cancelled or non-renewed […]

Hawaii car insurance laws

Hawaii’s car insurance laws may be slightly different from those in other states. Hawaii is a state that does not have to be liable for your car’s damages. However, there are a few complexities to this system. The first is that the no-fault part applies only to injuries and not to property damage. While all drivers must still have […]

Can I Deduct Health Insurance Premiums If Self Employed?

If you are self-employed and paying for health insurance premiums out of pocket, it’s natural to wonder if you can deduct them from your taxes. After all, businesses often get tax breaks for providing medical benefits to their employees. Unfortunately, the answer isn’t always straightforward. In this blog post, we’ll take a look at the […]