Plan administrators oversee the day-to-day management of group benefits plans such as health insurance, cafeteria plans, flexible spending accounts, retirement or life insurance policies and premium payments. Fiduciary responsibility entails significant legal ramifications when managed improperly, such as when it comes to insurance industry regulation requiring careful documentation and meeting strict deadlines. Choosing a Health […]
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GEICO, owned by Berkshire Hathaway, provides New York drivers with various auto insurance coverage options that meet state minimum requirements as well as comprehensive and collision. Furthermore, through their Geico Insurance Agency they also offer homeowners and renters policies through unaffiliated insurers. Auto Insurance Geico is well-known for offering low rates to drivers of all […]
Many large car insurers provide rideshare coverage as an add-on policy, which typically costs $15-20 monthly and helps drivers avoid gaps and high deductibles. Geico offers a rideshare endorsement that can be added to a personal auto policy, providing coverage similar to that provided by Uber and Lyft services, covering drivers while they wait for […]
The National Flood Insurance Program (NFIP) works in collaboration with FEMA-approved insurance providers to offer policies covering both the structure of a building and its contents. Home and renter policies do not usually cover flooding damage, making separate flood coverage essential. Even an inch of water can cause significant damages; one inch can cost thousands. […]
Life insurance can be a challenging investment to navigate. Finding an appropriate policy requires finding the perfect balance between cost, term length, death benefit and term length – ultimately the policy should meet all your needs. Return of premium life insurance may be worth investigating as an attractive option. This type of policy differs slightly […]
Many insurance policies offer grace periods to give policyholders time to make past-due premium payments before their coverage lapses. This article will discuss what happens if health insurance lapses as a result of missed payments, and how you can prevent another lapse by making timely payments. Life happens, and sometimes it can be challenging to […]
Couples are most concerned about the weather, venue, key people, sickness or injury, as well as the key people and key people. There may be a maximum amount that can be claimed for each section and a deductible. Before you buy wedding insurance, make sure to verify the details. * Venue: Find out if the ceremony or […]
You have probably purchased a car, a television, or other large-format flat screen TV with some form of credit, loan, credit card, or finance plan. In the past, you might have been offered an insurance plan that would cover your credit card repayments in case of financial disaster. This is what is known as payment protection insurance, […]
The likelihood of being unemployed is increasing. There are many ways you can avoid being unemployed. These four steps will allow you to either keep your job or create a name for you that will help you quickly find a new job. Be happy about what you do: Stop looking at the mirror. This is the key to […]
It is important to know or find out the value of a piece of jewelry before deciding whether or not it should be insured. It is impossible to buy sentimental value with money. Money cannot also be lost solely on sentimental value. Therefore, it is not a factor in deciding whether or not to insure a […]










