Search Results for: insurance

Life insurance provides financial support for beneficiaries upon death; however, how this payout is received may have substantial tax ramifications. Distributions from life insurance policies are subject to tax if they exceed their policyholder’s cost basis, which this article will explore along with partial surrenders, withdrawals and loans that impact it. Cost basis When accessing […]

Renters insurance generally does not cover damage caused by pets; however, some policies provide special add-on coverage called pet liability coverage. Pet insurance covers the costs to repair or replace property that your pet damages while on another person’s property. Some policies exclude certain breeds while others restrict coverage for exotic or farm animals. Liability […]

Insurance is a complicated topic, and for many people it can be a daunting task to understand how to apply their policy when they have multiple policies from different insurers. When you have two policies, it’s important to know which one is primary and which one is secondary in order to ensure you are receiving […]

Medicare Part B is a federal program that provides health coverage to seniors, people with disabilities, and other qualifying individuals. It can be an invaluable resource if you are elderly or have a disability that requires you to access medical services. But what happens when you have private insurance? Do you still sign up for […]

When it comes to buying a new car, there are a lot of questions that come up. One of the most common is whether or not you need to register the car before you can get insurance. It can be a tricky question because both registration and insurance are important steps in getting your vehicle […]

When it comes to insurance, there are a lot of questions about what is and isn’t covered. One thing that often comes up is watches: Are they considered jewelry? Or do they have their own specific kind of coverage? In this blog post, we’ll explore the ins and outs of whether or not watches are […]

Are you considering buying a car? Do you already have one but are afraid of the financial burden it could cause if something happens to it? You may have heard of gap insurance, but do you know what it is and whether it is worth getting? Gap insurance can be a lifesaver in certain situations, […]

Floods can be some of the most destructive natural disasters, leaving behind not only property damage but also financial strain. When it comes to auto insurance, knowing what is and isn’t covered when it comes to flooding can mean the difference between getting a full reimbursement or being left on your own. So, does auto […]

If you’ve been convicted of a DUI or DWI in Missouri, you’ll need to obtain sr22 insurance coverage. This is also known as financial responsibility insurance and it provides proof to the state that you are financially capable of covering any potential damages from an auto accident. But how long do you have to keep […]

Deciding on the right auto insurance limits can often be a confusing and intimidating task. After all, you want to make sure that you have enough coverage to protect your car and finances in case of an accident, but you don’t want to overpay for more coverage than you need. So how do you determine […]