Search Results for: insurance

Why People Don’t Buy Insurance

It’s often a puzzle to me, as an insurance agent for many years. Why don’t people buy sensible protection? Why not “self-insure” large risks instead of purchasing affordable protection? Here are my top 10 reasons people don’t purchase insurance. 1. It is not necessary. Although you may be required to purchase insurance by a bank loan, business contract […]

Who Needs Liability Insurance?

Liability insurance is available to almost everyone. This insurance option is one of the most cost-effective and provides protection against being sued by others who have been involved in an accident. There are many types of liability insurance. It’s important that you know what type you need. Automotive insurance Auto insurance should include liability coverage. You will be […]

Discount Dental and Vision Plan – Find Out How to Save a Bundle of Money Without Health Insurance!

You might be thinking, “If I cannot afford health insurance, how can I afford a discount vision and dental plan?” How is this going to benefit me if it costs less than I can afford? Do you think discounting means that I will get less than the best care? The same thoughts were always mine. Before I began […]

Personal Injury Protection Insurance Coverage

You can add Personal Injury Protection (“PIP”) to your auto insurance policy. This coverage covers medical expenses, lost wages, and funeral expenses after an accident, regardless who was at fault. Depending on the type of your auto policy and where you live, minimum PIP coverage usually pays $10,000 for “reasonable, necessary” medical bills, $10,000 for lost […]

Can An Attorney Practice In California Without Malpractice Insurance?

As an attorney, it’s important to stay up-to-date with the laws and regulations that govern your practice. But one of the most important requirements is often overlooked: Malpractice Insurance. Malpractice Insurance is essential for any attorney practicing in California, but the question remains: Can an attorney practice without it? In this blog post, we’ll explore […]

Do Trailers Need Insurance In Texas?

Owning and driving a vehicle comes with certain responsibilities, including insurance coverage. But what about trailers? Do they need to be insured in Texas? The answer is yes—trailers in Texas must have their own auto insurance policy. To ensure that you are adequately covered and compliant, it’s important to understand the details of trailer insurance […]