Homeowners insurance is a must-have for anyone who owns a home. It protects you from a variety of potential disasters, including fires, theft, and weather damage. But does it cover all types of damage? One type of damage that is often not covered by homeowners insurance is ground water damage. This can be a huge […]
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Do you have vision insurance? Do you know? According to a 2016 study by the Employee Benefit Research Institute, over 60% of Americans had some form of health insurance, but only 42% had vision insurance. If you have health insurance, there’s a good chance your plan offers some form of vision coverage. But what if […]
How much does TLC insurance cost in NYC? It depends on a number of factors, including the type of vehicle you drive and your driving record. TLC insurance is required for all taxi, livery, black car, and green cab drivers in New York City. The base rate for TLC insurance is $2,500 per year. However, […]
You’ve finally done it. You’ve quit your job and are striking out on your own. Congratulations! But as you start to navigate the world of self-employment, you may be wondering about your insurance situation. If you had employer-provided health insurance, you’re probably used to having that coverage automatically deducted from your paycheck. But when you’re […]
Write for Us Finance Submit a Guest Post Vtalkinsurance offers the opportunity to submit guest posts into our website. Vtalkinsurance offers compelling guest posts about Finance, Business and investing. Are you an expert on a topic you would love to share with our readers? These are great ways to share your knowledge and help others start and grow […]
The Pension Benefit Guaranty Corporation (PBGC) is a federal agency that protects the pension benefits of workers in private defined benefit pension plans. If a plan sponsor fails to pay benefits when due, the PBGC pays benefits to retirees up to certain limits. The PBGC also takes over the assets and liabilities of failed plans. […]
It’s a common question among drivers: can I insure my car in a different state? The answer is, it depends. Each state has its own requirements when it comes to car insurance, and if you plan on driving in a state other than your own, you’ll need to be sure you meet their requirements. In […]
If you’ve ever wondered whether or not your USPS first class mail is insured, the answer is yes… sort of. While USPS does provide some insurance for first class mail, it’s important to understand the limitations of this coverage. In this article, we’ll explore what is and isn’t covered by USPS insurance, and how you […]
Medicare Supplemental Insurance Plans-Important information to help the thousands of Medicare beneficiaries who are signing up every day. This large influx of Medicare beneficiaries raises the question: Which Medicare Supplemental Ins should you choose to fill the Medicare gaps? You are likely aware that Medicare does not cover all areas. These gaps include co-insurance and deductibles. A Medicare Supplemental […]
If you are 65 years old or have a serious medical condition and need a large amount of money, there may be a better option than a personal loan. You may be able to sell your life insurance policy to get the money you need. You may find yourself with unaffordable bills as an elderly person. It […]