Gifts are a favorite pastime of almost everyone, giving and receiving. Gifts and taxes rarely overlap. However, in some cases they may overlap. This often leads to the question whether gifts are tax-deductible. Although you may feel safe most of time, it is important that you understand when gifts you receive or give to others are subject […]
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India’s low penetration of insurance policies has been a result of a number preconceived notions over the years. New research has shown that Indian insurance policy seekers are now more aware of the benefits of life insurance. According to a survey that covered 30,200 households in India, more than 83% of urban households were aware of life […]
If you have a flat or run out of gas, roadside assistance is available. Before you buy, here are some things to remember. It happens every time — you are almost at your next appointment when gas runs out or you have a flat tire. In both cases, roadside assistance is available. The service might be available for […]
National Motor Club (NMC), is an affordable supplemental coverage plan. NMC coverage includes Emergency Roadside Assistance and Travel Assistance Reimbursement. Trip Planning, Emergency Travel Assistance. Bail Bonds. Attorney Fee Reimbursement. Prescription Drug Savings. Vision Care Savings. Emergency Room Benefits. Trip Reservations. Identity Theft. Auto Service Discounts. You also receive emergency medical assistance. You are covered if you’re […]
Personal property is one of the coverages in a homeowners policy. It covers damage to or theft up to a limit as specified in the policy coverages. The policy coverage may not cover certain expensive items like jewelry, fine art, or musical instruments. Insurance companies have the option of scheduling certain personal items separately to provide greater coverage. What is […]
You have the option to purchase collision coverage when you buy car insurance. Collision coverage is unique in that it covers your car and only your vehicle in the event of an accident. Liability insurance covers damage to another driver’s vehicle if you are responsible. This type of coverage is mandatory. Collision coverage is a great way to […]
Rental reimbursement coverage pays for a replacement car while yours is in the shop after an accident. Rent-a-car reimbursement is designed to allow you to move even if your primary vehicle isn’t. This coverage pays for the cost of a rental car while your car is in the shop, even if you’re at fault in the […]
Who Regulates An Insurer’s Claim Settlement Practices? When an insurer settles a claim, it is important for the company to comply with all applicable regulations. Failure to do so may result in fines and other legal consequences. This blog post will explore who regulates an insurer’s claim settlement practices and what implications this may have […]
When money gets tight, it can be appealing to ditch some insurance protection to stabilize your budget plan. That might leave you high and dry. Rather, figure your premiums into your earnings strategy itself. You have actually most likely seen TELEVISION commercials just recently where: A retired couple chooses to drop their life insurance policy […]
All 50 states require that drivers have insurance. This means you might be faced with the decision of purchasing your first policy, or switching providers. It is important to take care when buying insurance. You might be overwhelmed by all the benefits and prices offered by each company as you shop around for the best insurance policy. These […]