Search Results for: insurance

AM Best ratings may be mentioned when researching insurance companies. You may find particular rating information on a carrier’s website or in a review about a particular company. The AM Best rating scale does not provide much information about an insurance company, but it is more than just a letter grade. AM Best ratings are an industry standard […]

Your driving record is used to determine your premium when you apply for car insurance coverage. A clean driving record is a key to getting better car insurance rates. A DUI conviction can lead to major changes in your car insurance. These are the possible consequences of being convicted of DUI in New Jersey. What does a […]

One of the easiest ways to save on car insurance is combining policies. Other savings opportunities may include taking public transit or carpooling with friends a few times each week (or qualifying for low mileage discounts), taking public transportation several days per week (or carpooling with them) in order to qualify for low mileage discounts, […]

Multiple factors affect the cost of auto insurance. One such factor is vehicle type – generally speaking, safer models tend to cost less when insured than older models that lack safety features. Many states mandate liability coverage, with lenders often mandating collision and comprehensive protection if you’re financing your vehicle. Many insurers use credit scores […]

Your move to California was not without difficulties. It’s good to have car insurance, but it seems like your insurer has a different opinion about your “totaled car”. Car insurance is important for many reasons. There are a few reasons you should have car insurance. Safety and financial risk prevention are two of the most important. California has […]

A flood elevation certificate may be required if you’re buying a home that is in flood-prone areas or lowering your flood insurance premium. An elevation certificate examines the details of your home. It includes information such as where your home is located, what materials were used and the elevation of the lowest point. This will help insurance companies and […]

If you’re like most people, you probably think of Miata cars as being something special. After all, they’re just fun to drive and look cool. So, when you get a ticket in your Miata, you might be wondering if it’s worth insurance. The good news is that the answer to this question may surprise you. […]

If you have one of those prized Lamborghinis in your garage, you might be wondering how much it would cost to insure it. After all, they’re expensive machines. In this blog post, we’ll give you an idea of what to expect if you insure a Lamborghini and some tips on how to get the best […]

You want to be a responsible homeowner and protect your largest financial investment. This almost always means that you should have homeowners coverage from an reliable company. This policy will provide financial protection for your home against a wide range of perils. Homeowners often assume that their homeowners insurance policy covers water damage and that floods are covered. This is false. This is because […]

Many people consider driving a necessity in their daily lives. Even in these hectic times, commutes remain a major factor. Many of us now find ourselves regretting the daily commute and wishing we had a reason to leave the house. Covid-19 had a significant impact on many aspects of our “normal” life. Drivers were forced to reevaluate […]