Maintaining an excellent credit score offers many advantages. It can help you qualify for loans, mortgages and credit cards at lower interest rates; lower the cost of car insurance; and make renting an apartment or purchasing real estate easier. Raising your credit score takes time, but consistency is key. Making payments on time and lowering […]
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Equifax(r), Experian(r), and TransUnion (r). They’re three major credit bureaus which gather data to create your credit reports and determine your scores. Consumer reporting agencies sell your information to lenders, employers and landlords – but how exactly do they collect it all? What they do Equifax, Experian and TransUnion are three credit bureaus that collect […]
As its name implies, this card is intended for small business owners. Solo entrepreneurs and freelancers may also qualify; however, keep in mind that it doesn’t include business-specific perks. With its generous sign-up bonus, strong rewards rates, flexible redemption options and unique perks, this business credit card stands out as a top pick among others […]
Parents in the United States should be concerned about teens driving risks. The CDC reports that motor vehicle accidents are among the top causes of death for teens aged 16-19. In fact, the majority of vehicle accidents can be prevented. This requires an action plan. Who will step up to meet this challenge? The answer is in the person […]
Forbes lists 2015 Wrangler Sports Jeep among the cars with the lowest average annual insurance rates in the United States, according to reports. Research by an online research team also found that the same vehicle was ranked the car with the lowest insurance rates. Forbes conducted the study on a middle-aged driver driving an average of 12 […]
We live in a world where anything can happen at any given time. Accidents, natural disasters, and other unforeseen events are all possible – and they can have devastating consequences. That’s why it’s important to be aware of the various elements of an insurable risk. Insurable risks are risks that can be covered by insurance […]
It is known that President Dryden of Prudential and President Knapp of Metropolitan were both close friends of Prudential of London. Both were able to see the operation of the business firsthand when they went to London. They were treated with every kindness by Stewart L. Woodford (the Metropolitan’s Attorney), and Mr. Knapp. They returned with a clear […]
Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]
Truth be told, there is no one right answer to this question. There are many good and bad answers depending on the situation. Let me explain. A discount dental plan will not be of any benefit if you already have great dental coverage. To buy one would be a waste of money. A discount dental plan can be […]
You can protect yourself against catastrophic medical expenses, and keep you ahead of any future medical events with medical savings plans. It can also help to lower health care costs. There are many medical savings plans available today, including the HSA. The HSA, which is a health savings account, is intended to lower the cost of health care […]