Search Results for: insurance

If you’re injured in an accident, PIP could cover medical expenses and lost wages, regardless of fault. Car insurance that covers personal injury, regardless of fault, pays for the medical expenses resulting from car-related injuries. This coverage is available in 21 states and Washington, D.C., but 13 states require that all drivers have a minimum amount […]

Do not dig the hole. Insurance agents have been taught tricks that haven’t worked in 50 years. Insurance agents are instructed to ask the following question at the beginning of the presentation. Would you agree to let me show you a way of protecting your future? You haven’t found the emotional need, and you are still six feet below. Good […]

It’s my dream for every professional that their business grows by referral only. Imagine not needing to cold call or advertise. Imagine how easy it would be to grow your business! It is possible. It can. It can. In fact, I know of a few professionals who not only have a lot of potential clients but also grow their […]

Selling annuities is by far the easiest sales in the insurance industry. It all comes down to positioning and focusing. Numbers are the focus. The secret to annuity success is having many people to tell it to. It takes leads and lots of them. All insurance agents have one thing in common: who can I see today? Agents are often […]

It is simple to answer that sales are made in tough economic times by developing relationships with prospects. People will purchase from people they like and trust. The more complex part of the solution is about building relationships. Although it’s a complex process that can be designed in many different ways, the simplest way to do this is […]

Self-insured plans (or “self-funded” plans) are arrangements where an employer takes on the risk and offers group health benefits to employees using its own funds. This is in contrast to a fully-insured plan, where the employer pays premiums for an insurance company that assumes the risk and provides benefits to participants. Employers are responsible for the […]

Have you heard of Logid? It’s a financial institution that offers a variety of banking services. But the question on many people’s minds is: is Logid FDIC insured? If you’re not familiar with FDIC insurance, it’s a protection for your deposits in case the bank fails. So, before entrusting your money to any bank or […]

CCC Valuescope (CCCG), my insurer USAA, and I have filed a consumer complaint. They falsely claimed that my vehicle had a fair “market” value. USAA, my insurer, has failed to uphold its duty of good faith to me as its insured. USAA intentionally gave me a false and low valuation of my vehicle by using […]

Many drivers will simply flee the scene of an accident. They are more often not caught. If they do not give correct details, they might not be covered by insurance. If they are kind, they might stop and call emergency services. Insurers could deny coverage for someone driving the vehicle that is not listed or […]

In 2019, expanded benefits for Medicare Advantage were enabled, but so far few providers offer them. The annual open enrollment season (Oct. 15, Dec. 7, 2007) is the best time to take advantage of the new Medicare Advantage benefits. It might not be easy to find a plan that offers these benefits. Medicare Advantage, also known […]