Search Results for: insurance

Growing a Brokerage Sales Organization

Culture and process first; then technology Technology is helping independent insurance brokers and agents gain efficiencies. Vendors and carriers are implementing real-time communications to increase efficiency. With so many processes automated and keystrokes eliminated it is a great time to reflect on the true value of an independent agent. This value revolves around sales. Without a sale, […]

Dos and Dont’s That Save Time, Money and Unnecessary Stress

Is your business able to offer products or services to customers who visit your establishment regularly? If you answered yes to this question, then you need to answer the following question. Is your public and products liability insurance in force? If your answer is no, then you should learn more about public and products liability […]

Should Salaried Professionals Invest in Low-risk or High-risk Investment Options?

You are a salaried worker and you receive a fixed monthly salary. It is important to use this income wisely. The best way to grow it is by investing according your financial goals. Research your options and consider investing in different avenues depending on how much time you have available as well as the risk that […]

Difference Between Saving And Investment

Both saving and investing are important concepts to build a solid financial foundation. However, they are not the same thing. Both can help you build a better financial future. However, it is important to understand the differences between investing and saving . The most important difference between investing and saving is the risk you take. Savings typically […]

Medicare Part D Prescription Drug Plans: What You Need to Know

Medicare Part D is the optional portion of Medicare that covers prescription drugs. Medicare Part D, an optional program that covers prescription drugs and is offered by private insurers under federally approved plans, is available. The monthly premium for most recipients varies depending on the plan. There may also be co-pays or other costs. Part D was […]

Recruiting Female Agents Has Its Benefits

The Top 3 Reasons Women Should Be Rehired: 1. Successful interactions: Females can relate to female prospects and clients, which makes it easier to understand their needs. 2. Strong contacts: Women often have strong connections, whether in their community or their previous professions. This can help them build solid practices. 3. Popular Demand: There are many agencies that target […]

Nationwide vs Progressive

Nationwide Insurance was established in 1925. It was initially created to assist farmers with affordable car insurance. It is currently the eighth-largest car insurance provider with 22% of the total market. Nationwide sells insurance products including auto, home and renters insurance. Progressive Insurance, another popular provider of car insurance, has 13% market share making it the third-largest company […]

LLC’s and Trusts: To Insure Properly or Not

A prospect or client saying these phrases can cause fear in an insurance professional. “My home is in trust” or “I own properties within an LLC.” Clients are increasingly able to obtain a trust or form an LLC. In the old days, corporations were in “Commercial” and individuals in “Personal”. There are always those “gray” situations that […]

Prevent sewer backups

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]