Search Results for: insurance

Accidents can be stressful. Hit-and-run accidents can add stress to an already difficult situation. It is not necessary to know all the details after a hit and run in Oregon. You may be able manage the situation relatively easily if you are familiar with the correct steps. And because of the state minimum insurance requirements, your own insurance might […]

“You cannot fight the city hall!” Or, in this instance, the Insurance Industry. There was an old saying, “You cannot fight City Hall.” Similar perceptions exist when it comes the insurance industry. Many people believe the insurance industry cannot be touched and that disputing a claim will prove difficult. But that’s not the problem. It is about trying to win! It […]

Different risks in insurance service are covered by terms and conditions in Insurance Policies. In the event of claims arising they are managed or settled accordingly. Auditing the underwriting, policy management, and claims management procedures is a common practice. To ensure that the organization follows healthy practices. It is not a good idea to audit every record because […]

EIFS are visible on the exterior of your house. This means that you may have water damage throughout your home. EIFS stands for Exterior Insulation and Finish System. It’s commonly called “stucco”, but it’s not real stucco. It is synthetic stucco. The terms EIFS and stucco are interchangeable in this article. The Atlanta Journal Constitution published an article […]

Your insurance provider will ask you to distinguish between different policyholders. This is one of the many things you should consider when buying auto insurance. Some people will be called policyholders (or policy holders), while others will go by the name of listed drivers. Policyholders need to be aware of their responsibilities, as they are responsible […]

Insurance agency owners are quickly embracing this concept, but they face many challenges. This includes developing a fund growth strategy, making additional investments in their businesses, creating a perpetuation plan, and optimizing employee productivity. All of this while being tax-advantaged. ESOPs are a viable option for principals and agency owners who face any or all of these […]

The Principles Based Valuation (PBV), has received a lot of support from the industry. Instead of using prescribed methods, assumptions and tables to calculate statutory reserves, they will be calculated based on actuarial judgement in accordance with best practice standards. Before reserves are officially released, it is crucial that such reserves be peer reviewed by another professional […]

It is human nature to believe that there will never be any harm, or even close to it. Sometimes things can go wrong. Unexpected events can happen at any moment. It’s important to have insurance. This includes professional liability insurance, business insurance, and liability insurance. The old saying is “Hope for good, but be prepared for the worst.” […]

Have you ever wondered how being a safe driver can help save money on your auto insurance? State Farm’s Drive Safe and Save program is one way to lower your auto insurance premium. It rewards safe drivers with discounts on their vehicle insurance. Programs like Drive Safe and Save can help you get lower rates because of your […]

Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]