Nearly every state requires drivers have liability insurance. Drivers can have their liability insurance cover them if they cause injury or property damage while driving. Yet, many people drive without the legally required liability insurance. According to the Insurance Information Institute (III , one-eighth of all drivers are not insured today. What happens if you are not at fault […]
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10
May
May
An individual may become incapacitated or lose control of their bodily functions due to seizure. The consequences could be severe if such an event occurs while a driver is driving. Driver’s licenses may be suspended by DMVs in many states if the driver has epilepsy or is suffering from seizures. These restrictions are in place for driver safety […]
10
May
May
Ohio drivers will require an SR-22 at one time in their lives from a licensed insurance company. Contrary to popular belief, an SR-22 certificate is not an insurance policy. This certificate proves that you have the minimum insurance required by the state. It is also necessary for drivers with a poor driving record. Ohio’s SR-22 requirements are […]
10
May
May
According to data from Quadrant Information Services, your annual full-coverage car insurance premium can go up as high as 90% if you are involved in a Washington hit-and-run.You could face a misdemeanor charge if you’re the driver who fled the scene. Your license will be suspended or revoked.Car insurance costs go sky-high. Washington: Hit-and-runs Washington law […]
10
May
May
Learn how to fund your trust to achieve your goals. Also, learn what assets you should not transfer into your trust. The estate planning process doesn’t end with the signing of a living trust. A trust must be funded. It is crucial to know how to fund a living Trust in order for it to achieve its […]
10
May
May
You’ve likely seen your finances affected by the COVID-19 epidemic, like many Americans. Perhaps you or your partner were among the 40 million plus people who became unemployed or furloughed. You might have been sick, taking care of someone you love or unable to work due to a lack of child care. Perhaps you are one of the […]
10
May
May
Medicare doesn’t cover custodial care. This major expense can be met by other sources. Medicare doesn’t cover all costs associated with nursing home care. There are other ways to pay for some of these costs, which averaged $105,850 per year in 2020 for a private bedroom, according Genworth, a provider long-term care insurance. According to the U.S. […]
10
May
May
The short answer: No, Medicare doesn’t cover the cost of residing in an assisted living community. Medicare generally doesn’t cover the cost of residing in assisted living communities, which are facilities that offer housing and custodial services — such as laundry, cooking and managing medications — for older adults. It does however cover skilled nursing facilities that […]
10
May
May
Paramedics can include firefighters, paramedics and police officers. You might be able to find a lower premium if you have a higher level of experience. Best car insurance for first responders First responders understand how quickly things can change. It is beneficial to compare rates from different providers when looking for personal insurance. When you […]
09
May
May
Car accidents can be stressful, no matter how minor or large they are. You should immediately dial 911 if you are involved in an accident that results in injury to another person. Once the immediate injuries and medical needs are attended to, additional action with insurance companies may be needed to cover medical expenses. You have many options for […]