It is not as simple as recognizing that you need professional liability insurance and calling an agent to purchase it. First, you need to decide what type of coverage you need. This will depend on your specific business needs and liability. It can be confusing to choose the right policy for you. Let’s take a […]
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Today’s insurance agency marketing is more complicated than ever. Just 20 years ago agencies used mainly direct mail marketing and canvassing. They may have tried seminars, tradeshows, and, for the most innovative, eMarketing. Today, direct mail marketing, canvassing, and fax marketing are all in decline. Close behind is telesales which is clearly at the end […]
Are you planning to open your own business or do you already own one? You should include business liability insurance in your budget. You need to be able to defend yourself against any kind of event. Without business liability insurance, you might find yourself in a lawsuit. This is something that no business owner wants […]
Winter months can prove dangerous for commercial property owners. Commercial property owners should be aware of this because icy walkways or parking lots can lead to lawsuits from employees and customers. Therefore, it is important to prevent ice and snow building up. Being environmentally conscious Because chemical products used for melting snow and/or ice eventually […]
Any warehouse operation that involves warehouse goods should have a finance department. They need to be aware of the escalating warehouse labour expenses and the excessive inventory. In its simplest form, an inventory control system creates efficiency around picking, receiving, putting away, picking, and shipping goods. With purpose-built logistic software, it ensures efficient work flows […]
Medigap plans help pay for out-of-pocket costs associated with Original Medicare. Medigap (also known as Medicare Supplement Insurance) covers the out-of-pocket health care costs you may incur with Original Medicare (parts A and B). There are 10 standard Medigap plans in most states. These plans have letter names and are sold by private insurance companies. The state regulates […]
Aggressive driving is a factor in 54% of all fatal motor vehicle crashes, according to the AAA Foundation for Traffic Safety. We compiled the most recent statistics and facts on road rage in America to shed light on this growing problem. Drivers in the United States will be in close contact with dangerous drivers. According to AAA, road […]
America is facing a serious epidemic of distracted driving caused by texting. At any given moment, 660,000 drivers are using a cell phone while operating a vehicle. According to the NHTSA, texting while driving is responsible for approximately 400 fatal crashes each year. Top driving and texting statistics and facts 660,000 drivers use their mobile phones to operate a […]
Medicare Advantage plans offer extra coverage, usually at no cost, but you may pay more if you get sick. Medicare Advantage is a private alternative to traditional Medicare that covers about 1 in 3 Americans 65 years and older. It’s easy to understand why. Medicare Advantage plans often cover things that Medicare does not, and most […]
You may be wondering how to enroll in Medicare as you get older. If you have Social Security, enrollment is automatically made. You will need to enroll if you don’t have Social Security. If you are already receiving Social Security, you will automatically be enrolled in Medicare when you turn 65. If you aren’t receiving those benefits, you can […]