Self-insured plans (or “self-funded” plans) are arrangements where an employer takes on the risk and offers group health benefits to employees using its own funds. This is in contrast to a fully-insured plan, where the employer pays premiums for an insurance company that assumes the risk and provides benefits to participants. Employers are responsible for the […]
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If you’re in the market for a luxury vehicle, chances are that an Infinity has caught your eye. With its sleek design and high-end features, it’s no wonder why this car is so popular among drivers who want to make a statement on the road. But with such sophistication comes the question of cost – […]
Have you heard of Logid? It’s a financial institution that offers a variety of banking services. But the question on many people’s minds is: is Logid FDIC insured? If you’re not familiar with FDIC insurance, it’s a protection for your deposits in case the bank fails. So, before entrusting your money to any bank or […]
If you have only done one thing, the close is the easiest part of the entire process. Completed a Fact Finder. Understand the prospect’s feelings. Once the Fact Finder has been completed and the need understood, the sale can be expected. Below is a copy my presentation that explains the close and how it translates to sales. […]
CCC Valuescope (CCCG), my insurer USAA, and I have filed a consumer complaint. They falsely claimed that my vehicle had a fair “market” value. USAA, my insurer, has failed to uphold its duty of good faith to me as its insured. USAA intentionally gave me a false and low valuation of my vehicle by using […]
Many drivers will simply flee the scene of an accident. They are more often not caught. If they do not give correct details, they might not be covered by insurance. If they are kind, they might stop and call emergency services. Insurers could deny coverage for someone driving the vehicle that is not listed or […]
In 2019, expanded benefits for Medicare Advantage were enabled, but so far few providers offer them. The annual open enrollment season (Oct. 15, Dec. 7, 2007) is the best time to take advantage of the new Medicare Advantage benefits. It might not be easy to find a plan that offers these benefits. Medicare Advantage, also known […]
It’s important to remember that the drugs covered and the costs you pay under Plan D can change year to year. You’ll need to be aware of your prescription drug coverage, whether you are new to Medicare or an existing beneficiary preparing for the annual open enrollment period that runs from Oct. 15 to Dec. […]
We have access to information on everything and anything. Investors have the advantage of being able to gain information about mutual fund schemes and their returns in this age of information technology. All this information is available for free. This is also true for financial service providers. You would see a lot of emails, messages and websites trying […]
First, let’s define a foreign currency. The foreign exchange, or foreign market, is the largest financial market in the world, with more than $1.5 trillion daily trading currency. The foreign exchange market is unlike other financial markets. It has no physical location and no exchange centre. Companies and individuals can trade currencies using an electronic network. What […]