A conviction for driving under the influence is one of most serious traffic offenses a person can be convicted of and has a significant effect on auto insurance premiums. The average premium for full coverage car insurance in Wisconsin is nearly doubled from $1186 with a clean criminal record to $2207 with a DUI conviction. This impact […]
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Car insurance is required in all 50 states if you have a registered car. Car insurance covers your legal and financial liability in the event that you are involved in an accident at fault. The average cost for car insurance in the United States is $565 for minimum coverage and $1674 for full coverage. Car insurance rates can be personalized. […]
Car insurance protects you financially and legally if you cause an accident. If you are sued, it will pay for your attorney fees and court costs. It is a very beneficial insurance product and is a requirement in nearly every state. Your credit score, age, and claims history all play a role in determining the cost of […]
You may have received letters from your lender, but they could be from someone else if you recently bought a house or refinanced your mortgage. These solicitations come from Mortgage Protection companies, who paid good money for public records searches to locate you. Is Mortgage protection really necessary? The answer is “Yes” and “No.” This may seem contradictory […]
Identity Theft Insurance is not something most people think of as a necessity. The threat is often viewed as something out there, but you can only see it on television. People who assume this are so wrong! Identity theft is a growing concern. While Identity Theft Insurance policies can help to reduce the threat, there are also basic […]
The good news is that insurance sales, like any other sales, are subject to the same set of objections. Your prospects will likely continue to raise the same objections day after day when you present your products and/or services. These include “I’m happy working with the people I currently work with” and “Why should I change what […]
Most people obtain insurance because of: They must (e.g., for car insurance) according to the law. They fear that an unfortunate event could occur and they might not be able to afford the consequences (such as contents insurance). They fear that their loved ones may not be able to support the cost of life insurance. […]
Iowa drivers are not required to purchase car insurance. You are not required to purchase car insurance if your driving record is clean and you have the financial resources to cover any accidents that may occur. Iowa drivers are not allowed to drive without insurance. It is therefore important to be aware of what you should […]
If you plan to drive your vehicle on public roads within Florida, you must have insurance. Driving without insurance can lead to severe legal consequences. You may lose your permit to drive a vehicle on any public roadway in Florida for at least three years. You must at the minimum purchase liability insurance in Florida. In […]
Car insurance is essential when discussing safety and having coverage in the event of an accident. There are many types of car insurance companies that you can choose from, both online and in-store. You can get a free quote on car insurance by going online to multiple insurance companies. There are many coverage options available when you’re […]