There are two types of property damage: property damage caused by another person to your property, or damage due to a natural disaster. Property damage you cause to someone else’s property. Your property can be protected from many possible disasters, such as fire, smoke, vandalism, flood, and fire. It is important to understand the details and […]
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How much a funeral costs can be affected by the type of burial you choose. While the median national funeral with a viewing and burial costs $7,640, average funeral costs skyrocket past $9,000 when you include a vault. Because most funeral homes are able to handle cremations in-house, an average cremation costs only $350. The National Funeral Directors Association (NFDA), […]
Many people wonder if they should insure their cars at the market value or trade price. There is no right answer. It all depends on your car and your personal circumstances. These terms are often misunderstood. Let’s start by defining them. The retail value is the amount you paid for the car. The trade value is the amount […]
The purpose of auto insurance is to protect yourself in an accident, whether you or another driver is at fault. Many insurance companies offer coverage, and rates vary based on your factors such as your area, your car and your driving record. Standard insurance may not be an option if a person’s driving record is revoked or suspended. The Michigan SR-22 […]
Your car insurance policy can help to protect you financially if you are involved in an accident with another driver. Insurance claims can be settled differently depending upon the state’s fault laws. In a no-fault state, your personal injury protection (PIP) insurance covers your own medical bills, whereas in an at-fault state, the at-fault driver’s bodily injury liability coverage […]
AARP aims at enriching the lives of those over 50 by offering travel discounts and discounts at restaurants, as well as advice about retirement and health. UnitedHealthcare has also partnered with AARP to offer Medicare Advantage Plans for those who are eligible. AARP’s Medicare Advantage Plans, which are insured by UnitedHealthcare, the largest Medicare Advantage provider, […]
Buying a car is a big decision and so it’s important to ensure that you’re properly protected if anything goes wrong. But what if you are borrowing someone else’s car? How do you make sure that it is insured? In this blog post, we will discuss the various options for insuring someone else’s car when […]
Car crashes are a common occurrence that most drivers avoid. However, they can have devastating consequences for all involved. Car accidents can be a minor inconvenience or life-threatening. It could lead to thousands of dollars in medical bills, repairs or even a fatal outcome. Experts recommend that all drivers practice defensive driving. To ensure your safety and that […]
When it comes to understanding the financial strength of insurance companies, there are a variety of organizations that play a role in monitoring and evaluating the data. In this blog post, we will explore the criteria and process for assessing an insurer’s financial health in order to better understand which organizations are involved in such […]
It’s no secret that the Affordable Care Act (ACA) has been a hot-button issue for years, and one of its most controversial points is the coverage of those with pre-existing conditions. But who supports or opposes this provision? In this blog post, we will take a look at who has supported and opposed ACA’s provision […]