Search Results for: insurance

What to Do If You Don’t Agree With Your Insurer’s Evaluation For Your “Totaled” Car?

Your move to California was not without difficulties. It’s good to have car insurance, but it seems like your insurer has a different opinion about your “totaled car”. Car insurance is important for many reasons. There are a few reasons you should have car insurance. Safety and financial risk prevention are two of the most important. California has […]

What is an elevation certificate?

A flood elevation certificate may be required if you’re buying a home that is in flood-prone areas or lowering your flood insurance premium. An elevation certificate examines the details of your home. It includes information such as where your home is located, what materials were used and the elevation of the lowest point. This will help insurance companies and […]

What Do I Need To Insure My Car?

Multiple factors affect the cost of auto insurance. One such factor is vehicle type – generally speaking, safer models tend to cost less when insured than older models that lack safety features. Many states mandate liability coverage, with lenders often mandating collision and comprehensive protection if you’re financing your vehicle. Many insurers use credit scores […]

How Are Saving Vehicles Insured?

One of the easiest ways to save on car insurance is combining policies. Other savings opportunities may include taking public transit or carpooling with friends a few times each week (or qualifying for low mileage discounts), taking public transportation several days per week (or carpooling with them) in order to qualify for low mileage discounts, […]

How to prevent your home from flooding

You want to be a responsible homeowner and protect your largest financial investment. This almost always means that you should have homeowners coverage from an reliable company. This policy will provide financial protection for your home against a wide range of perils. Homeowners often assume that their homeowners insurance policy covers water damage and that floods are covered. This is false. This is because […]

What are Standard & Poor’s (S&P) ratings?

You may have seen Standard & Poor’s (S&P), or read about financial products such as insurance in the local newspaper. It is crucial for consumers to know the company and its rating system in order to make informed financial decisions. Financial professionals highly value S&P’s business intelligence, which is the result of extensive data-driven research. Understanding Standard […]