It’s possible that you have income protection insurance (also known as permanent insurance) if you are a dentist. You may even have claimed on your policy. Many of the top insurers have released their claim statistics over the past few years for income protection and critical illness coverage. This information is extremely useful as it provides insight […]
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Today in the United States, Managed Care Plans have become the most popular form of health care coverage. Managed Care Plans are very different from Indemnity Plans. Under an Indemnity Plan, a policy holder can seek medical attention whenever and wherever it is essential. With a Managed Care Plan, a policy holder has many limitations […]
Unprepared families can end up spending a lot of money on a cheap term life insurance policy if they keep it too long. Term insurance can help protect your family against financial disaster. However, it is not a good idea to keep the same policy unless it is too late to get permanent coverage. Term life […]
Perhaps you sneaked into the neighbor’s pool as a child. Maybe you used their junk pile as a fort or jumped on their trampoline. These youthful indiscretions may seem harmless to a child. These acts of rebellion can be a problem for homeowners. Each of these “attractive nuisances” are features on your property that encourage children to […]
Bankrate studies frequently refer to J.D. Power is a source of customer ratings and reviews. Michigan-based J.D. Power is a consumer data and analytics company that has been providing detailed, objective studies on a variety of industries since 1968. A company can be a reliable source of impartial, independent ratings. Although policyholders can often complain, they rarely share their everyday […]
As much Uninsured Motorist (“UM”) coverage as you can afford on your auto policy. What UM protects: Your family’s uninsured motorist coverage covers you for damages and losses caused by an underinsured or uninsured driver. Why Substantial UM Coverage is Important: There are many reasons why you should have UM coverage. Inexpensive: UM coverage can […]
Medicare covers many services for people with mental illness or substance abuse disorders. However, there are special rules that limit the coverage and reimbursement. Medicare does not cover services for mental, behavioral and substance abuse disorders as well as other services. Treatment of Substance Use Disorders and Alcoholism Medicare will cover treatment for alcoholism and other […]
Wildfires will soon be the new norm due to extreme droughts and changing climates. Homeowners should be prepared. According to a Columbia University study, the West U.S. is experiencing a megadrought that is predicted to cause an early wildfire season. According to the National Oceanic and Atmospheric Administration (NOAA), nearly half the country is suffering from […]
To protect your health in the winter and fall months, flu shots are necessary. Flu season usually begins in November and continues through April. The peak season for flu cases is between December and February. It was rare for the 2018-2019 flu season to last until May. Influenza, also known as the flu, can cause fever, sore throats, headaches […]
You should make sure that your car insurance policy covers you if your vehicle is involved in an accident or for breakdown. Marks & Spencer Money’s research revealed that only one fifth of the motorists who took their cars to holiday had purchased the right coverage in case their car broke down. Only a third […]