Search Results for: insurance

8 Steps to Getting Your Rate Filings Approved – The First Time

You are an actuary, or another insurance professional and need to file rate changes with the State Departments of Insurance. You are limited on time so it is important that the state approves your rate changes immediately. This scenario is something I’ve been involved in for over 15 years. When filing rate files, my goal is to […]

How to Use the OpenSky Secured Visa Credit Card

The OpenSky Secured Visa Credit Card can be an ideal solution for borrowers who cannot qualify for traditional credit cards due to poor credit or ineligibility, making approval easier and quicker for applicants with bad credit histories. Additionally, this service reports to all three credit bureaus, helping you build up a positive payment history with […]

The Wrong and Right Ways to Use Equity Harvesting!

A few months back, I wrote an article titled “Equity Harvesting & CV Life Insurance!” We discussed the most common questions regarding Equity Harvesting in the article. Questions such as “Does Equity Harvesting actually work?” Is Equity Harvesting really in your best interest? Is Equity Harvesting a scam to sell cash value life insurance and make higher commissions? What Happens […]

Can I Get a Credit Card Without a Social Security Number?

Social Security numbers are essential tools in the United States for numerous tasks, including applying for credit and building your credit report. But what happens if you don’t have one? Some credit card issuers accept alternate forms of identification for credit cards; American Express for instance offers international students and those with Individual Taxpayer Identification […]