Search Results for: insurance

All About First American in the Title Cover Business

This is the most versatile title insurer on the market When we consider the extent and nature of this insurer’s activities, the above statement is quite accurate. To ensure its customers receive better service, it employs every technology available. It should be all the more reason that a larger portion of the overall title insurance market’s profits […]

U.S. wildfire statistics

The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]

Time to Pop the Question – Engage With Consumers Maturing UBI Into a Mass Market Proposition

UBI, or Usage-Based insurance, is still in its embryonic stages and will need to grow into a standard of insurance. UBI is certain to be the future of auto insurance. Although UBI has begun to lay the foundation, it is still not clear how UBI will appeal to consumers. How will it become a mass-market proposition? Usage-Based insurance, […]

Social Security in the 21st Century

Americans have achieved many successes with social security. This program provides economic security for over 47 million Americans and their families. We are close to eliminating poverty among seniors because of the built-in protections. It provides basic income to millions who are disabled or have lost a wage earner. Social security’s financial security is extremely strong. It took in […]

How to Tell If You Need Collision Coverage on Your Car

Many drivers assume they can’t afford collision coverage because it provides protection in the case of an accident that is not your fault. While coverage is important, every car owner must do a cost-benefit analysis to determine whether the protection is worth it. What situations do you need collision insurance coverage? Let’s take a look at […]

Taking the Mystery Out of Surety Credit – How Underwriters Analyze the Work in Process Report (WIP)

In the bonding industry, there seem to be mixed messages regarding surety credit. One, surety underwriters seem to be worried about the client’s balance sheets and suggest they look for other surety credit options. There are also surety companies that can take over struggling businesses if the company is well managed, has stabilized and has a lot […]

How to Choose the Best Captive Manager

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

Smart Car Technology Is Saving Lives

Our cars are safer thanks to new technology and tougher testing. Auto manufacturers seem to have started to make cars that exceed or meet the safety standards for their occupants. The newer cars offer greater safety in crashes as well as enhanced collision technology that has never been available before. On safe Car.gov, the National Highway Traffic Administration […]