Search Results for: insurance

Americans have achieved many successes with social security. This program provides economic security for over 47 million Americans and their families. We are close to eliminating poverty among seniors because of the built-in protections. It provides basic income to millions who are disabled or have lost a wage earner. Social security’s financial security is extremely strong. It took in […]

Many drivers assume they can’t afford collision coverage because it provides protection in the case of an accident that is not your fault. While coverage is important, every car owner must do a cost-benefit analysis to determine whether the protection is worth it. What situations do you need collision insurance coverage? Let’s take a look at […]

In the bonding industry, there seem to be mixed messages regarding surety credit. One, surety underwriters seem to be worried about the client’s balance sheets and suggest they look for other surety credit options. There are also surety companies that can take over struggling businesses if the company is well managed, has stabilized and has a lot […]

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

Many a person will need financial help after taking out loans and being forced to pay back the debt. It’s not a bad thing to have payment protection insurance. It is actually very useful if it is sold to the right people. Payment Protection Insurance (PPI), is often sold along with financial products like mortgages, loans and […]

Our cars are safer thanks to new technology and tougher testing. Auto manufacturers seem to have started to make cars that exceed or meet the safety standards for their occupants. The newer cars offer greater safety in crashes as well as enhanced collision technology that has never been available before. On safe Car.gov, the National Highway Traffic Administration […]

If I drive my own car to work, does this affect my insurance? There are more than two million vehicles that use the public roads in the United States. There will be some vehicles that are being used for work, given the high number of registered vehicles. It is estimated that 1 out 4 vehicles are used […]

What’s Medicare? Medicare is a federal program for health insurance that covers around 43 million Americans. Age 65 and older Any age with kidney disease permanent or Any age with certain disabilities Medicare consists of the following parts: Part A: Hospital Insurance Part B: Medical Insurance Part C: Medicare Advantage Part D: Prescription Drug Part […]

You may have heard of the FDIC before, but what is it and does Icici Bank fall under its protection? The FDIC is the Federal Deposit Insurance Corporation, and it’s a government agency that protects consumers’ deposits in banks and financial institutions in the event of a failure. So, if your bank were to fold, […]

A salvage title is a designation given to a vehicle that has been damaged in an accident, fire, or flood. The term “salvage” refers to the fact that the vehicle has been salvaged, or saved, from being totaled. If you’re in the market for a salvage title vehicle, you may be wondering if you can […]