Search Results for: invest

Each health insurance plan differs and offers different levels of coverage. Certain plans such as HMO or EPO limit you to only certain providers and require deductibles and copays; others, like PPO plans may provide greater flexibility but require deductibles and copays from you. Other plans, like marketplace/exchange and employer-sponsored comprehensive plans, can provide greater […]

Car theft can be devastating. Luckily, comprehensive coverage on your auto policy typically protects against it. Comprehensive auto policies cover non-collision damages and losses to your vehicle from events other than collision, such as hitting an animal or rolling off of a cliff. They also cover stolen parts (excluding premium stereos or portable GPS devices); […]

A life insurance policy can provide financial security as you age. You can replace your income, pay off debts, and provide support for loved ones after you die. There are many trusted providers available and you can buy a life insurance policy at any age. However, buying life insurance is not the same as purchasing other types of […]

There are many things to consider if you plan to retire from work in the next few decades. We’ve compiled a list with seven things that you should do before retiring to help you plan for the next stage of your life. 1. Timing is important People used to retire around the 65th th anniversary. But, there have been […]

You’re probably like most people and started 2021 with lofty resolutions and New Year’s resolutions. These resolutions have since been abandoned. Don’t despair. It’s a once-a year commitment that makes it easy to stick to a resolution. An annual financial review is similar to an annual physical. It can help you keep your finances in good shape. According […]

Jim is 54 years old and has been a client for many years. He works in sales and makes decent money. He is now more interested in retirement. He is looking to generate income to supplement Social Security. He doesn’t want to be more invested in the stock market. He believes he is at too much risk with his 401(k), […]

You are considered high-net-worth if you have at least $1,000,000 in assets or cash. This is not including the property value of your house, which can be easily converted into cash. High-net-worth people have substantial savings and investments. However, this does not mean that you don’t need life insurance. While savings and investments are one aspect of the equation, […]

Asmart homes are those where appliances and other devices can be wirelessly connected so that homeowners have control and access from anywhere. Insurance agencies are becoming more interested in smart technology in their homes. Smart home technology can make homes safer and reduce the chance of being damaged by fires or theft. Smart home systems can also be […]

Being a parent is both exciting and scary. You have another life to safeguard and everything changes in a flash. Planning for the future is one of the most important actions you can do as a parent. Although it can be difficult to talk about, it is important to consider how you will best care for your child […]

Term insurance is best described as a temporary product. Your insurance term can be different. Term insurance can be purchased from many companies. The terms vary from 5 to 30 year. Many term insurance policies expire between the ages of 75 and 80. The product called Term Life is available up to the age of 100. The best thing about […]