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The primary way to increase revenue and cash flow is to reduce the time it takes to collect payments. HIPAA electronic transactions can greatly streamline the insurance collection process. Electronic Submission (837 Professional & Institutional) versus US Mail. It is common to submit claims electronically, but it is important that you highlight the efficiency of electronic […]

INTRODUCTION “Insurance should always be purchased to protect against financial disasters.” Insurance allows someone to get compensation for their loss or accident. Insurance allows you to protect your financial, health and financial well-being from everyday threats. In India, insurance was established in 19th century without regulation. It was typical of colonial times: there were few British-owned insurance […]

When a person seeks insurance protection, he enters into a contract to insure him against property loss or damage by fire, lightening, explosion, or other incidental events. This contract is principally a contract, and is therefore governed by the general laws of contract. It does have some special features that are common in insurance transactions such as […]

Japan’s insurance industry grew like the rest of Japan’s economy during the 1980’s and first half of the 90’s. Japan’s insurance companies began to look abroad for investment because of the sheer volume of their premium income and asset creation, which was sometimes comparable to even the most powerful U.S.A. Analysts around the globe have been examining […]

California, like most States, requires you to pass a government-mandated license exam before you can sell insurance. You must also complete 52 hours of prelicense training. Thankfully, this can be done online. You will need to pass separate license exams and take separate training courses in order to sell property and casualty insurance. This is different from […]

Being an independent agent for insurance can be rewarding, thrilling and lucrative. Insurance is a relationship-based business. It’s satisfying to protect individuals, families, and businesses from certain calamities in life. It can be very lucrative to sell insurance. You can build residual wealth by recruiting associate agents and offer income opportunities to other people. The freedom and flexibility are […]

Fresno offers a range of affordable housing options and home-buying assistance programs to assist residents in owning a home. The programs do not cover the cost of buying a home. However, the buyer would still have to pay taxes and insurance. For a $250,000 home, the average home insurance Fresno costs $916 per annum. There are many ways to cut down on […]

As opposed to regular auto policies, classic car policies are based on agreed value rather than depreciation, providing full protection without depreciation or depreciation coverage for your car. Your insurer may even offer restoration and betterment coverage. Collector vehicles aren’t typically used as everyday transportation; therefore many policies contain limited use provisions which include mileage […]

Title insurance will protect you against unexpected issues that arise after closing on a real estate purchase, such as errors in public records, undiscovered liens and forgery. These issues could compromise both your ownership rights and lender liens on your loan, which is why home buyers and mortgage lenders almost always require title insurance for […]

Are you familiar with the concept of insurable risk? Whether you own a business or have personal assets to protect, understanding this term is crucial. In basic terms, an insurable risk refers to a situation where there is uncertainty about potential financial loss and the likelihood of that loss occurring. However, not all risks can […]