You are considered high-net-worth if you have at least $1,000,000 in assets or cash. This is not including the property value of your house, which can be easily converted into cash. High-net-worth people have substantial savings and investments. However, this does not mean that you don’t need life insurance. While savings and investments are one aspect of the equation, […]
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Asmart homes are those where appliances and other devices can be wirelessly connected so that homeowners have control and access from anywhere. Insurance agencies are becoming more interested in smart technology in their homes. Smart home technology can make homes safer and reduce the chance of being damaged by fires or theft. Smart home systems can also be […]
Being a parent is both exciting and scary. You have another life to safeguard and everything changes in a flash. Planning for the future is one of the most important actions you can do as a parent. Although it can be difficult to talk about, it is important to consider how you will best care for your child […]
Term insurance is best described as a temporary product. Your insurance term can be different. Term insurance can be purchased from many companies. The terms vary from 5 to 30 year. Many term insurance policies expire between the ages of 75 and 80. The product called Term Life is available up to the age of 100. The best thing about […]
Health insurance policies typically allow you to add family members as dependents – including your spouse, children and any immediate relatives. You can also add domestic partners in a civil union agreement as dependents and anyone financially dependent upon you. Are health plans available for friends of our immediate families? Yes, but with some notable […]
Flood insurance provides funds to repair or replace items affected by flooding, but differs significantly from standard homeowner or renter policies. Homeowners in high-risk flood zones who take out mortgages from federally regulated lenders are required to purchase flood coverage. Rates depend on factors including flood risk and other considerations related to their property. Premium […]
No matter where your ski travel adventure may take place–New England or Alps–the best ski travel insurance policies will keep your trip on schedule and offer coverage for winter sports equipment and clothing as well as benefits such as medical evacuation and trip cancellation/interruption coverage. Some plans also provide coverage for rental equipment in case […]
State Farm is one of the country’s top providers of auto and property/casualty insurance, boasting more than 19 million policies in force nationwide. Their ads often depict unfortunate situations being comforted by State Farm as they receive support from “Like a Good Neighbor, State Farm is there”. Many State Farm customers appreciate their attentive, personal […]
Preparing the necessary documents to file travel insurance claims is key. This may include receipts, documents or proof via email or online. By having these essential items on hand, it can help prevent future claims being denied. Even if a claim is initially rejected, staying calm and working with customer service can get it re-considered. […]
Your insurance agency should focus on search terms that yield thousands of results each month, or just a handful. This question is dependent on your business goals, budget, and expertise. The following questions will help you determine this: 1. Are you unsure if Insurance Agency SEO is an important component of your agency’s marketing plan? If you are an […]