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Life insurance provides a death benefit that will ease financial pressures on loved ones following your passing. It’s one of the most critical financial decisions anyone can make. Selecting a life insurance company requires long-term commitment and it’s crucial that you find an insurer with a good track record. To do this, examine factors like […]

After an accident, your car insurance provider may send a check to cover repair costs (minus your deductible). This usually goes to either your lien holder if financing your vehicle or the body shop that agreed to make repairs. What if I don’t intend to use the money for repairs? Can I keep the check? […]

When applying for medical coverage through the Marketplace, Medicaid or BadgerCare Plus, most applicants’ income is assessed using MAGI rules. Housing allowance payments may also count as income under certain restrictions. ECFA’s Housing Allowance Estimate Worksheet can provide useful assistance, though this document only summarizes regulations rather than offering personalized tax or legal advice. Housing […]

MoneyGeek advises conducting your own research before purchasing life insurance from Primerica, since their agents are known to push customers too aggressively during sales sessions. Primerica only offers term life insurance policies, which don’t build cash value or pay dividends; thus you cannot borrow against or withdraw from them. Cost MoneyGeek conducted research of more […]

Jenny Shepard knew when someone at Decker’s funeral mentioned “Oshimaida,” she had lost her cover from an undercover operation she, Decker and Gibbs had participated in many years prior. She hired Mike Franks to assist in investigating, leading them to discover something which led them to shootout at Decker’s diner and create many questions and […]

Have You Completed an Employee Exit Interview and Disposed of Health Benefits Plans at Work? Assuming You have handed in your resignation letter and attended an exit interview with human resources before bidding farewell at a going-away party – but now what? Your employer-provided health coverage must cease when the time for change arrives! Job-based […]

When medical claims are submitted to an insurance company, they must first go through a clearinghouse. This helps standardize and screen claims before submission in order to reduce errors and rejections. Insurance companies use adjudication to assess medical claims, which is when they determine if and how much compensation should be granted back. Internal Appeal […]

Oregon is home to approximately 4.19 millions people . 62.5% of these people own a house. Oregon’s average home insurance cost is $712 per annum for $250,000 of dwelling coverage. This is significantly lower than the national average rate. It is crucial to have the best Oregon homeowners insurance in order to protect your finances as your […]

How are you advancing your agency’s insurance agency marketing plans and strategies? Do you talk about actually executing these crucial insurance marketing initiatives? Are you getting the results you want from your marketing efforts? How are you measuring ROI and measuring campaigns? Are your programs web-based or traditional? Check out the following key web marketing activities for insurance agencies […]

In 2008, at the height of the financial crisis, murmurs began to emerge in small online communities made up of cryptography enthusiasts and computer scientists. The community broadcast a white paper called “Bitcoin Peer to-Peer Electronic Cash System”, which was a research paper. Who is the author? Satoshi Nakamoto. Satoshi was not a well-known name in the communities. Satoshi […]