The Principles Based Valuation (PBV), has received a lot of support from the industry. Instead of using prescribed methods, assumptions and tables to calculate statutory reserves, they will be calculated based on actuarial judgement in accordance with best practice standards. Before reserves are officially released, it is crucial that such reserves be peer reviewed by another professional […]
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06
May
May
Flooding is one the most devastating natural disasters of the year. This makes flood insurance essential for homeowners in the United States. Flood zones can be found in every part of the country, from beachfront condos to landlocked subdivisions. According to an environmental research letter study, nearly 41 million Americans live within flood zones. Many people living in […]
06
May
May
Term life insurance is a highly recommended type of life insurance. But how does term life insurance work. It is important to fully understand all aspects of an insurance policy before you make a decision. What is level term life insurance? Who is it best for? Is level-term life insurance worth the cost? In the event of your […]
06
May
May
You should feel secure and protected in your Cedar Rapids home. This is one of the largest purchases you will make in your life. Therefore, you should protect your home by purchasing homeowners insurance. Iowa homeowners insurance covers your home and possessions in case of disaster or damage. You don’t have to spend a lot to enjoy the […]
06
May
May
This article will focus on leads in insurance. It’s becoming more popular for insurance shoppers to use the internet to compare quotes. They seem to be here for the long haul. They are either your best friend or worst enemy. You have two options to handle the situation. Either we can shut our eyes and complain, or we can take […]
06
May
May
As of 2018, 72.7% Gilbert residents had a home, with a median property worth of $310,000. According to Bankrate’s 2021 study on premiums, the average home insurance premium for Gilbert is $1101 for a $250,000 residence. This is a good deal compared to the $1,304 average annual premium for homeowners insurance policies in Arizona. It’s also lower than the $1,477 national […]
06
May
May
You might find a vehicle with a salvage or rebuilt title when you are looking for a used car. These vehicles are a great fit for the right buyer but it is important to fully understand them before you decide to buy or to pass. What are the differences between a salvage and rebuilt title? Here […]
06
May
May
Insurers worldwide face insurance fraud as one of their top challenges. The slow economy has created pricing pressures, but cutting down on Claims payouts is one of the best ways to improve efficiency and reduce cost. Strategically, the success of carriers depends on how they handle their Claims function. For many insurers Claim processing efficiency can be […]
05
May
May
There are many things you need to consider when owning a business. You should pay attention to your partner and your business. What responsibilities each of you have, how you invest your money and what you expect to get from the business. You may not think about what could happen if your partner becomes seriously ill or dies […]
05
May
May
From an insurance perspective, biotechnology organisations and companies have unique features that pose uncommon risks. Biotech companies face unique risks that could cause delays in development and even prevent them from reaching milestones. These delays can hinder the company’s ability to raise additional funds, and thus its ability to continue operating as a going concern. These risks […]