Search Results for: invest

Have you ever experienced a property damage and felt overwhelmed by the insurance claim process? Don’t worry, you’re not alone. In fact, many people face this struggle every day. That’s where public insurance adjusters come in to help ease the burden of navigating through complex insurance policies and procedures.  But are they worth it? In […]

Are you approaching the age of 65 or already past it? If so, you’re probably wondering if Medicare is enough to cover your healthcare expenses. While Medicare can provide a great deal of coverage for medical services and supplies, there are still gaps that could leave you with unexpected bills. That’s where a Medicare Supplemental […]

Shareholders and business partners in closely held businesses should be aware of the possibility that one of their partners may die early or become permanently disabled. The estate of the deceased may stipulate that the business be passed to the family. This could cause serious problems for the business and its surviving partners. Sometimes, businesses that were […]

According to the State Departments of Insurance, consumers complain most about their claim settlements. Sometimes the insurer is at fault, but sometimes policyholders are responsible for not receiving the correct coverage. Today I will walk you through how to file an insurance claim complaint. The process will be used in Georgia, my home state. You can find the […]

Insurance is the most popular risk transfer method in risk management. There are three levels of insurance protection. The first is the social layer provided by national programs. It will be CPF insurance, such as DPS, HPS and Medishield. These are the most basic and affordable, as well as having the lowest premiums. The second is the group […]

Acquisition Strategy A buyer must create a comprehensive acquisition plan in order to complete a successful acquisition. All successful strategies must be flexible, but you need to determine the right fit and what to look out for in an acquisition target. This can help you save time and money down the road and serve as a guideline […]

Heather, my client called me and I immediately knew there was something wrong. Her voice was usually upbeat but this time she was trembling. She said that her father had suffered a stroke. He couldn’t talk, thought clearly and was unable move like before. Heather was aware that the roles were reversed and she would now be caring for […]

Assured: Those who are covered under an insurance policy. Benefit– Money paid to policyholders when they file a claim. Bid price – This is the selling price or cash in value of your unit holdings. Bonus– This refers to a policy with-profits. The money that is added to the benefit under the policy. The insurance company’s profits will […]

Risk Management Alternate risk transfer is another way to say alternative methods of insurance or risk management. There are many. There are many options available, from self-insuring to the more basic option of not having insurance at all to “program business captives”, and there are many other strategies. It is important to know a few facts […]

Mythology and misinformation are rampant in life insurance. This article will dispel some myths and give useful information to assist consumers in making rational decisions about the purchase of life insurance. An earlier article, “Why Buying Term Insurance and Investing The Difference Is A Big FAIL!” was published. In an earlier article (“Why Buying Term and Investing […]