Why should we purchase insurance? Answers may vary depending on the needs of each individual. It could be used to provide financial protection. Some people use it as a way to save taxes. There are many insurance plans on the market that cater to different needs. Therefore, one should not buy insurance just because they need it but […]
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It is not easy to educate and communicate with employees about the benefits offered by their employer and broker(s) before the “Enrollment Period”. The Employer and Broker must collaborate to make the Benefit Plan Design, the Programs, and/or Services clear and understandable for the employees and their families. Effective “Group Meetings”, including preparation and follow-up, can have […]
There is a lot of competition to buy an independent agency in the insurance industry. This is especially true if the agent does not own an agency. Not a strategic acquirer. My firm regularly works with agents across the country to help them sell and acquire insurance agencies. We know firsthand what it takes for deals to happen. After […]
Introduction It has been seven years since the beginning of India’s insurance liberalization journey. The 1999 passing of the Insurance Regulatory and Development Authority Act was the first significant milestone on this journey. Together with the amendments to the Insurance Act 1983 (LIC, GIC Acts), this opens the door for private players as well as the possibility […]
Tax season is over. Now, many business owners are anxious about the future and waiting to see if an audit might be in their future. Businesses that have used a form or self-insurance called captive insurance might feel more nervous, particularly with some commentators misleadingly stating that captives are nothing but abusive tax shelters perpetrated […]
Are you wondering if your house requires flood insurance? With the increase in natural disasters and extreme weather conditions, it’s important to know if your home is at risk of flooding. Whether you live near a river or on top of a hill, every homeowner should be aware of the potential for flooding and the […]
Are you looking for a fulfilling career in the insurance industry? Pacific Life Insurance Company may be the answer you’ve been searching for! With over 150 years of experience, Pacific Life has established itself as a trusted leader in providing financial solutions to individuals and businesses. In this blog post, we’ll dive into the history […]
If you have been injured in a car accident, chances are the other parties’ insurance companies will contact you and investigate. It would be in your best interests to avoid speaking directly with them; rather, seek legal representation. Their primary aim is to find evidence against you demonstrating either fault or minor damages; everything you […]
Kentucky is home to over 67% of Kentucky’s population. Homeowners insurance costs $1,839 annually for $250,000 of dwelling coverage. This is significantly more than the national average. There are many companies that offer lower premiums if you’re looking for the best homeowners policy in Kentucky. The Bankrate insurance editorial team reviewed the top Kentucky home insurance companies based on […]
Are you considering purchasing a new car, but unsure about the logistics of insurance and title transfers? It’s common to feel overwhelmed by the process, especially if you’re a first-time car owner. One question that often arises is whether you can get insurance before transferring the title to your new vehicle. In this blog post, […]