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What should San Diego County residents know about Earthquake Insurance Policies and Risks, as well as Costs? Quality Claims Management considers earthquake coverage to be catastrophic insurance. It is only necessary if there is a very large earthquake. You may be eligible depending on where you live and how much you have put into your home. Here’s what […]

Public Adjusters (PA), in Florida, have been extremely successful over the past twenty years helping policyholders collect all they are entitled. The success rate is too high for insurance companies. The State of Florida is facing a significant battle over the business practices of Public Adjusters. Three insurance organizations support legislation that restricts the activities of Public […]

Congratulations on your engagement! As you begin to plan for your big day, one important decision you’ll need to make is whether or not to purchase insurance for your wedding rings. After all, these precious symbols of love and commitment are not only sentimental but also a significant financial investment. But is wedding ring insurance […]

Insurance’s true nature is often misunderstood. Sometimes, insurance is used to describe a fund that is built up to cover uncertain losses. A specialty shop that sells seasonal goods may increase its price in order to create a fund that can cover losses at the end of the season. The price must then be decreased to clear […]

Although the election is over, the economic and financial fundamentals remain unchanged. Until the credit market is freed from the bailout programs, then the recession (or worse) will end and the economic downsizing will reverse its direction, no change can be expected. As I have mentioned in my retirement blog, the market remains unpredictable. Retirement accounts are […]

Your children’s future security can be secured by child life insurance. This is how you can decide if it’s right to do so. Children living long and healthy lives are what we all want for our children. You should consider it though as it can lock you in to low rates and serve as an investment vehicle. […]

Huntsville residents pay on average $1,433 per year or $119 per month for homeowners insurance with $250,000 coverage. This is higher than the national average at $1,312 and much lower than the $1,917 average for Alabama. Bankrate compared the policies of local insurance companies to find the best Huntsville home insurance. We also evaluated affordability and the availability of […]

Anchorage, Alaska is home to more than 61% Anchorage residents. According to Bankrate’s 2021 study on annual premiums, the average home-insurance rate in Anchorage was $833 annually for $250,000 coverage. Anchorage and the surrounding area of Alaska are subject to earthquakes, volcanoes and tsunamis as well as wildfires and other natural catastrophes. You can keep your home safe by having […]

Climate change is a topic that is becoming increasingly prominent. If not addressed promptly, it can have devastating consequences. Today, sustainable living is more important than ever. There are simple ways you can reduce your carbon footprint while doing your part to help the environment. You can instantly reduce your carbon footprint by recycling and avoiding plastic […]

What is Bancassurance? Bancassurance refers to the marketing of insurance products by Banks. Apart from the regular products they offer in deposits, advances and investments, banks also sell insurance products. This is done to increase their fee-based income and to take advantage of their strengths as financial supermarkets. Benefits of Bancassurance Banks have many advantages over insurance […]