You might find a vehicle with a salvage or rebuilt title when you are looking for a used car. These vehicles are a great fit for the right buyer but it is important to fully understand them before you decide to buy or to pass. What are the differences between a salvage and rebuilt title? Here […]
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Insurers worldwide face insurance fraud as one of their top challenges. The slow economy has created pricing pressures, but cutting down on Claims payouts is one of the best ways to improve efficiency and reduce cost. Strategically, the success of carriers depends on how they handle their Claims function. For many insurers Claim processing efficiency can be […]
There are many things you need to consider when owning a business. You should pay attention to your partner and your business. What responsibilities each of you have, how you invest your money and what you expect to get from the business. You may not think about what could happen if your partner becomes seriously ill or dies […]
From an insurance perspective, biotechnology organisations and companies have unique features that pose uncommon risks. Biotech companies face unique risks that could cause delays in development and even prevent them from reaching milestones. These delays can hinder the company’s ability to raise additional funds, and thus its ability to continue operating as a going concern. These risks […]
Title insurance is different from other types of insurance. * It doesn’t cover any future casualties, such as homeowner’s, auto, or health insurance. * Title insurance protects policyholders against past events, such as liens that have not been paid off, mortgages that have never been satisfied, and deeds signed by only one party with a […]
Unfortunately, not many people understand mortgage payment protection insurance (MPPI). Yet each year, many people buy it along with their mortgage believing that it will provide the income they need to cover their expenses. Although it is usually able to do so in most cases, there are some exclusions that could make it difficult for you […]
North Carolina is a beautiful state, but it’s not immune to natural disasters. Hurricanes can devastate homes and businesses, leaving people struggling to pick up the pieces. That’s where hurricane insurance comes in – it provides financial protection against the damages caused by these powerful storms. But how much does hurricane insurance cost in North […]
As we age, the thought of needing long-term care becomes a more pressing concern. It’s never too early to start planning for this possibility, and one way to do so is through purchasing long-term care insurance. But what about combining it with life insurance? Is it worth considering? In this blog post, we’ll explore the […]
Did you add payment protection insurance to your mortgage, personal loan, or credit card application? If you did, it’s possible that this costly form of protection will not be useful if you have to file a claim. Payment protection insurance (also known by unemployment insurance) is a simple concept. If you have a sudden decrease in your […]
Are you in the middle of an insurance claim for your car repairs but having second thoughts? Perhaps you found a better deal or decided to pay out of pocket instead. Whatever the reason may be, it’s important to know if and how you can cancel your insurance claim without facing any negative consequences. In […]