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The other day, I was inspired by a conversation I had with a friend. My friend, whom I will refer to as an insurance company loyalist said that she has been with her insurance company for 52 year. They jump when I call them. As I wanted to gain more insight from his perspective, we discussed this belief […]

Insurance refers to all types of risks. Insurance policies can only be used to share risks with others with similar risks. While some risks can be insured (i.e., insurable), others cannot. non-insurable risks). Insurable Risks Insurable risks refer to the risks that the insurer covers or makes provision for. They are those risks against which it is possible […]

This article will explain what assurance insurance policy is. What does it mean? This is an insurance policy that allows the policy holder or beneficiary to receive a refund after a specified period or event. This agreement is between the policy buyer and the insurer. On the death of a policy buyer or other serious illness, the insurer must […]

You may wonder why many UK insurers refuse to pay insurance claims. This is part of the agreement between the insured and the insurer, isn’t it? Yes. An insurer cannot refuse to pay legitimate claims. The insurer can, however, question the legitimacy and make a payment. Insurers are now making greater efforts to verify that a claim is legitimate. You […]

Have you ever wondered if you need flood insurance even though your property falls within Zone X, the supposedly low-risk flood zone? It’s a question that many homeowners ask themselves, and the answer may surprise you. While it’s true that Zone X is considered less likely to experience flooding, it doesn’t mean that your home […]

According to the 2021 Insurance Barometer Study, industry groups LIMRA (Life Happens) and Life Happens, more than half of Americans underestimate the cost of life insurance. 44% of millennials believe that a $250,000 20-year term policy would cost $1,000 per year for a healthy 30-year old, while the real price tag is around $160. It’s easy […]

Traditional lenders are not currently willing to use brokers because of the lack of funding through traditional channels. Lenders are finding it difficult to manage their direct businesses. In the medium-term, the current shake-out in the broker market will end and there will be fewer brokers. The best investments in technology or niche services will bring the greatest returns. The […]

The world financial system is in crisis, with the United States and Europe in recession and Europe on the verge of collapse. Investors are losing money, while employees are losing their 401ks. It is rare that companies offer any type of pension plan. The interest rates offered by banks are almost non-existent. Inflation and taxes can erode any […]

Leading UK financial commentators agree there will be more job losses in 2012. The question is however, how many and where. The majority of experts agree that areas with a high reliance on the government for jobs will suffer more. In cities other than the Southeast, local authorities are often the largest employers. But it’s not only local […]

A variety of degenerative back conditions affect many people. These symptoms can be exacerbated by certain professions and activities, making it almost impossible to work. Many doctors, including radiologists and interventional cardiologists, can suffer from back injuries or herniated disks due to heavy lead aprons. There are many types of surgery that can help alleviate symptoms such as […]