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You may have had to go through the insurance claims process once before, or you’ve been in an accident. These six tips are from professionals who can help you ensure that your claim is paid. You may have heard some of these tips before but may not have realized why. 1. Take pictures of the scene and […]

Many clients have questions about whether they should buy long-term insurance or self-insure. If you are able to afford self-insure, based on your financial planning, the decision comes down to whether or not you want to share the risk with an insurer. If possible, the goal is to eliminate the worst-case scenario. There are many long-term care […]

Before you are eligible for taxi insurance, there are some conditions you must meet. These conditions are intended to protect both the driver as well as the insurer. They might offer you a different package, but at a higher rate than other providers, if you don’t meet these conditions. The next step is to calculate the benefits and […]

Even though there aren’t many differences between private and business auto insurance, it’s important to note that the difference is not so obvious when the same driver uses the car for personal and business purposes. Many auto insurance companies recommend that a company owner purchase normal personal auto insurance for their car if there is only […]

Med Pay (Medical Payments Coverage) and PIP (Personal Injury Protection Coverage) are first-party coverages that apply to the insured, their passengers, and sometimes other people. In states with no No Fault laws, Med Pay can be found. PIP is available in states where have no Fault laws. Med Pay will usually cover reasonable medical and funeral […]

Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]

The Raleigh housing market is projected to continue to be strong, since the city is located in North Carolina’s Research Triangle of emerging tech-startup cities. Reports naming Raleigh among the top emerging rental markets have likely prompted homebuyers to notice an increase in new residents. It is crucial to protect your appreciation investment. Raleigh is susceptible to flooding, […]

Are you a proud owner of a 600cc motorcycle? Congratulations! You are one of the lucky few who get to experience the thrill and excitement of riding such a powerful machine. However, with great power comes great responsibility – and that includes getting insurance coverage for your bike. But how much does it cost to […]

It is short term car insurance. This is car insurance that you can buy for a shorter time period than the bi-annual policies you are used to. You may find yourself in situations where you need it more than your regular coverage. Or you might choose to have it as an option instead of a regular 6-month […]

Are you considering buying a trailer but wondering if it comes with additional expenses like insurance? Well, the answer is not as straightforward as you might think. Whether or not you need to pay for insurance on a trailer depends on several factors. In this blog post, we’ll explore what those factors are and help […]