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Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]

Shipping insurance reimburses business owners in cases where their products are lost, stolen or damaged during shipment. Most major shipping carriers such as UPS, FedEx and USPS offer this as a value-added feature of their services. But at what cost and for what return should we expect it? The Cost Retailers that regularly ship high-value […]

“Whether you’re a seasoned driver or just starting out behind the wheel, one question that always comes to mind is whether car insurance is necessary. While it may seem like an extra expense, the reality is that having car insurance can save you from financial ruin in case of an accident. So, do you need […]

“Picture this: you’re out on the open waters, wind in your hair and sun on your face. Suddenly, disaster strikes and your beloved boat is damaged or destroyed. You may be wondering – does my homeowners insurance cover me in this situation? The answer isn’t as clear cut as you might think. In this post, […]

Picture this: you’ve booked your dream cruise vacation and you’re counting down the days until you set sail. The excitement is palpable, but have you considered whether or not travel insurance is worth it for your trip? With so many unknown variables in travel, from weather to unexpected illnesses, having the right coverage can make […]

Are you thinking of starting your own life insurance company but don’t know where to begin? One of the most important factors to consider is capital. Without sufficient funding, your dreams may remain just that – dreams. In this blog post, we’ll explore how much capital you need to start a life insurance company and […]

Are you a mobile homeowner looking for the best insurance coverage to protect your investment? Whether it’s fire, flood or hazardous situations, having the right insurance policy can give you peace of mind and financial stability. But how much should you expect to pay for this type of protection? In this blog post, we’ll take […]

The sheer number of life insurance policies available to you may be overwhelming if you’re a first-time buyer. While some policies provide only a death benefit while others offer investment options, many life insurance policies also offer investment options. An indexed universal insurance policy is a good choice if you’re looking for life insurance that earns money […]

A house purchase is a major investment. It is essential to have homeowners insurance in order to protect your home. Your home and belongings are covered by basic insurance policies. You would need to pay out-of-pocket costs to repair or rebuild your house if you don’t have homeowners insurance. Not all homeowners insurance policies are created equal. Laura Adams, personal finance […]

Connecticut’s auto insurance requirements, like those in other states, are set by the state government. They must be followed in order to drive legally. Connecticut requires liability coverage in order to cover both property damage as well as injuries for anyone who is at fault in an accident. It also requires you to carry uninsured/underinsured motorist coverage […]