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8 Questions for your life insurance agent

To protect your dependents’ lives, life insurance is an important purchase. Life insurance can seem intimidating. You might be overwhelmed by the options available and hesitate to purchase a policy. Avoiding such a serious discussion can prove costly and harmful in the long-term, especially if something unexpected happens. Keep in mind that a policy that fits for […]

Do You Need Insurance To Transfer A Title In Texas?

When selling or receiving a vehicle in Texas, following a specific process is key – this includes providing all relevant paperwork and paying any necessary fees. Buyer, seller or lien holder must submit completed Texas Title Transfer forms to the county tax office along with evidence of insurance. Insurance Requirements by State When it comes […]

Are Sinkholes Covered By Homeowners Insurance?

Homeowner insurance policies usually exclude damage caused by earth movement such as sinkholes. However, in states prone to ground movement like Florida and Tennessee, some insurers may offer optional sinkhole coverage at an extra premium cost. Homeowner’s insurance with high deductibles usually comes with an increased percentage of dwelling coverage limit as its deductible. Furthermore, […]

Settling Insurance Disputes After An Accident

California is not the only state where auto crashes are common. Because auto accidents can cause significant property damage and injury to victims, there are often consequences. Settlement with insurance companies is one of the consequences of an auto accident. It is likely that you will have to deal with both your insurance company and the insurance […]

Washington DC Car Insurance – What They Don’t Say

Washington DC car insurance coverage requirements include $25,000 minimum coverage for injury to one individual and $50,000 total liability per incident. This is an average amount for the USA. The $10,000 coverage required for property damage is also fairly standard. Washington DC is unique in that it offers uninsured motorist coverage. Washington DC requires that you purchase uninsured […]

Essentials of Backpacker Travel Insurance

Backpacker insurance is an option for those who are vulnerable to financial loss due to unforeseeable circumstances. In the 1600s, insurance companies began to take on risksharing. Modern enhancements have been made to cater to different needs. The idea was born to help merchants who lost a lot of money due to shipwrecks or other maritime incidents. […]

How Many People Switch Their Car Insurance Each Year?

Shopping around for car insurance is an important part of owning a car. Being informed about the different companies and policies available can save you money in the long run. But how many people actually switch their car insurance each year? This blog post will explore the different factors that influence someone’s decision to switch […]