Many people consider insurance to be an expense, but others see it as an investment. So which is it? Is insurance an expense or an investment? The answer depends on a variety of factors such as the type of policy you have, how much coverage you’re seeking, and the overall cost of your policy. In […]
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With tax season upon us, it’s important to know what you can and cannot deduct from your taxes. While most of us are familiar with the standard deductions such as mortgage interest or charitable donations, there are some other deductions that many people don’t know about. One of these is life insurance. So, can life […]
Car insurance is one of those bills we’d all like to forget about. After all, who wants to pay for something they hope never to use? However, if you ever find yourself in an accident, your car insurance can be a life saver – literally and figuratively. That’s why it’s important to know what documents […]
Driving is an everyday part of your daily life. You may not think about the logistics involved in keeping a car on the roads. It is important to understand and follow your state’s insurance laws. In West Virginia, drivers must maintain mandatory insurance limits to operate a vehicle. The mandatory insurance limits in West Virginia are intended to […]
It’s possible that you have income protection insurance (also known as permanent insurance) if you are a dentist. You may even have claimed on your policy. Many of the top insurers have released their claim statistics over the past few years for income protection and critical illness coverage. This information is extremely useful as it provides insight […]
For most small businesses, Development Wrap Insurance is an essential part of their operations. It provides financial protection for unforeseen events that could cause a project to be delayed or even completely stopped. This type of insurance covers a wide range of risks such as damage to property, equipment failure, and liability claims. But how […]
Disability, unemployment insurance—and for some, the possibility of collecting both benefits at the same time. It’s a complex issue that requires a closer look and understanding of both programs. So can you collect disability and unemployment insurance at the same time? While there is no definite yes-or-no answer to this question, it is certainly possible […]
As a rental property owner, you may be concerned about the tax implications of insurance proceeds. After all, if you receive money from an insurance claim on your property, is it taxable? It’s a great question and one that deserves an answer. In this blog post, we’ll take a look at whether or not insurance […]
Today in the United States, Managed Care Plans have become the most popular form of health care coverage. Managed Care Plans are very different from Indemnity Plans. Under an Indemnity Plan, a policy holder can seek medical attention whenever and wherever it is essential. With a Managed Care Plan, a policy holder has many limitations […]
Unprepared families can end up spending a lot of money on a cheap term life insurance policy if they keep it too long. Term insurance can help protect your family against financial disaster. However, it is not a good idea to keep the same policy unless it is too late to get permanent coverage. Term life […]