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Are you planning your next adventure but wondering if travel insurance is worth the investment? With so many variables to consider, it can be challenging to decide whether or not to purchase coverage before booking your flight. From unexpected cancellations and medical emergencies to lost luggage and flight delays, there are numerous incidents that travel […]

Love is the power of will; love is spiritually called will power. When someone says “God loves”, it actually means “God is Will”. The creation is caused by the love of God, the Will to God. Our earth and heaven are governed by universal laws. If someone says “I love it to do that”, it means “I will do […]

Health savings accounts offer triple tax benefits: contributions are tax-deductible, earnings on investment earnings are tax-free and withdrawals used for qualified medical expenses are free from federal income tax; insurance premiums do not qualify. IRS offers an exception for individuals receiving federal or state unemployment benefits or COBRA coverage and who use HSA funds to […]

Most insurance companies allow between seven and 30 days of grace period after one missed payment for your car insurance policy to remain active; otherwise it could result in policy cancellation and other serious repercussions such as reduced coverage and higher rates on subsequent auto policies. Car insurance lapses can have serious financial repercussions, from […]

The annual rise in insurance premiums due to policyholders who file claims and are compensated by insurers for causing accidents is enough to make auto insurance policyholders mad. To combat criminality, there should be certain measures and everyone must take part in the fight. Even though they have a clean driving record, policyholders don’t like receiving […]

Carnival Cruise Insurance: is it worth the cost, or just another unnecessary expense? As you prepare for your upcoming voyage with Carnival, one of the biggest questions on your mind may be whether or not to purchase cruise insurance. While some travelers swear by it, there are others who feel that it’s an added expense […]

The Competition Commission announced they will ban the sale and purchase of Payment Protection Insurance (PPI) at point-of-sale for loans, credit cards and store cards. An expert in personal finance estimates that as many as 50% of PPI policies worth an estimated 10 billion pounds could have been missold. This could be recovered by lenders, he suggests. […]

You might think all the media coverage about insurance company shenanigans makes their operations transparent. My mother used to say, “You have another thought coming.” We are a largely believing group. This is a major reason we got into the financial mess that we are currently trying to get out of. We’ve all learned the hard way […]

GEICO, Farmers and State Farm all offer rideshare insurance policies as an add-on or standalone policy to cover any gaps that might exist when working for Lyft. Lyft drivers must carry liability and rideshare coverage to legally operate their cars and protect themselves during any times when Lyft does not offer these protections. What is […]

Home title insurance is an annual premium designed to shield homeowners against financial loss in case there is any misrepresentation with their title to their property. For example, should someone later claim your family deed is fraudulent or that unpaid work was performed on it without compensation being received, an owner’s title insurance policy covers […]