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What You Need To Know About Hybrid Long-term-care Insurance?

Are you worried about the possibility of needing long-term care in the future? It’s a valid concern, considering that as we age, our health needs may become more complex and expensive. That’s where hybrid long-term care insurance comes in. This type of insurance combines traditional long-term care coverage with other benefits like life insurance or […]

Does The Color Of Your Car Affect Insurance?

Common wisdom suggests that car color has no bearing on insurance premiums; however, this simply isn’t the case; more important factors like make and model of your vehicle and driving history play a part in shaping premiums. Your insurer will assess your vehicle identification number (VIN), which contains details such as when and where your […]

How Do I Find Out If A Life Insurance Policy Exists?

As part of managing an estate after someone has passed, it can be challenging to determine if they had life insurance policies. Begin by reviewing their files and storage locations such as filing cabinets or safe deposit boxes. Review past employers as well as any professional and social organizations where the candidate may have participated, […]

Best cheap homeowners insurance in Birmingham

Many Birmingham families are concerned about finding affordable homeowners insurance. Alabama currently has two active disaster declarations by FEMA. It is essential to have adequate coverage to protect your assets from financial turmoil due to the many severe storms, hurricanes and tornadoes that frequently occur in the state . According to Bankrate’s 2021 annual premiums, the average cost for […]