Search Results for: invest

Climate change is a topic that is becoming increasingly prominent. If not addressed promptly, it can have devastating consequences. Today, sustainable living is more important than ever. There are simple ways you can reduce your carbon footprint while doing your part to help the environment. You can instantly reduce your carbon footprint by recycling and avoiding plastic […]

What is Bancassurance? Bancassurance refers to the marketing of insurance products by Banks. Apart from the regular products they offer in deposits, advances and investments, banks also sell insurance products. This is done to increase their fee-based income and to take advantage of their strengths as financial supermarkets. Benefits of Bancassurance Banks have many advantages over insurance […]

The current hot topic in the financial sector is “Insurance vs. Investment”. If I were to be honest, and having been in the industry for a while, insurance is not an investment. They are two completely different things. It is amazing to me that my peers in the industry go out and sell Investment Products to clients. This […]

Homeowners insurance is more than just required by mortgage lenders; it provides financial security for both your property and personal liability. Homeowners policies provide complete coverage that protects both the actual cash value of your house and contents as well as liability claims on those harming others on your property. Liability coverage protects you against […]

Rodent damage may not receive much consideration in car insurance policies, yet it can be costly. Luckily, comprehensive policies often cover it. Comprehensive car insurance provides additional protection from theft, fire and falling objects – not necessarily things like rodents chewing through wires though! Unfortunately this coverage doesn’t usually extend to rodent chewing through cables […]

Many people rely on dental coverage provided by their employers or as part of a medical insurance plan, while those needing additional coverage may find more cost-effective plans through licensed marketplaces like eHealth. Private dental plans often provide multiple options, from Preferred Provider Organizations (PPO) to Dental Health Maintenance Organizations (DHMO). Finding one that suits […]

Life insurance can be a valuable tool. However, there are times when you would like to waive your premiums and get some money back. Some insurance policies, although not all, offer this option. All types of insurance policies, including universal, whole, permanent, variable, and permanent life insurances, have cash value components. This means that you can cancel your policy to […]

Unexpected events, actions, crises, and other life storms are all part of human nature. These events can have a devastating effect on a man’s financial and physical health. This is a clear indication that there are no solutions to these problems. This is why insurance plays such an important role in protecting against the inevitable downs and ups […]

There’s a good chance that you signed up for income protection coverage when you graduate. It could have been at a graduation Ball or following a talk. Even if you did not know that there was better coverage, it is important that you purchased a very important plan. Imagine if you had been away from work for […]

Are you looking to buy a condominium or timeshare? If yes, it is important to know what an insurance valuation is. Let’s take a look at the subject for a quick overview. What is an insurance valuation? An insurance valuation (also known as an insurance appraisal) is a third-party, objective assessment of the property’s replacement costs […]