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Blanket insurance provides coverage for multiple properties in different locations with one policy. Blanket insurance, which is an insurance policy that covers more than one type or property in a single location, is called blanket insurance. Btw- a homeowners insurance policy or an HO3 can also be referred to as blanket coverage. That’s because your HO3 protects more […]

How to save money on life insurance * Forget about cancer insurance. It is better to invest your money in comprehensive health policies. * Do not purchase Mortgage Life Insurance – This policy is three to five times more expensive than comparable term-life insurance. * Do not neglect ID theft insurance. It will not repair […]

Condo insurance protects personal belongings and pays for repairs should disaster strike, but how much coverage do you require? Your dwelling (sometimes known as building property coverage) depends on three key variables. They include whether or not you still owe on a mortgage loan, the cost of labor and materials in your area and any […]

Workers’ Compensation coverage provides essential protection from these costly medical costs, which could potentially devastate your business without it. Most states mandate employers purchase workers’ comp insurance for all of their employees, but what about smaller businesses with only 1099 contractors as employees? Typically, 1099 workers do not need workers’ comp insurance; however, some clients […]

If you purchased a term life policy several years ago and its term life policy is now coming up for renewal, your family’s needs may have altered since. Although annual renewal options exist, premiums tend to increase each year. Assuming your contract will soon expire, it would be wise to start considering all available options […]

Homeowners insurance typically covers roof leaks caused by perils covered under their policy, such as windstorm-induced cracking in the ceiling that allows rainwater into your home. However, normal wear and tear may not be covered – check with your agent. Damage caused by a covered peril Homeowners insurance typically covers roof damage caused by covered […]

Insurance may seem intimidating for those unfamiliar with it, as its terminology and jargon can seem like indecipherable legalese. Insurance offers many opportunities for those seeking a rewarding and financially stable career path, and the following tips will assist in making that dream of becoming an insurance professional a reality. Education and Training If you […]

Umbrella insurance provides an extra layer of liability coverage above and beyond what a landlord policy offers, providing essential asset protection against lawsuits. Many landlords view umbrella coverage as essential insurance against lawsuits. Landlords face significant financial risks associated with rental property ownership. One lawsuit could drain their bank account completely or force them into […]

Tooth extraction can be a costly affair, and if you don’t have insurance, it can be downright expensive. In fact, pulling a tooth without insurance is actually more than twice as expensive as pulling teeth with insurance. That’s why it’s important to investigate your coverage options before getting your teeth pulled—you may be surprised at […]

More than 60% Colorado Springs residents own their home, with a median property worth $288,400. For $250,000 of coverage, the average cost for Colorado Springs home insurance is $1840. Due to wildfires, snow and freezing temperatures, it may be higher than the average national cost. Start by looking at the most affordable providers to find low-cost home insurance rates. Colorado Springs’ best home […]