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Statista estimates that about 47.5 millions Americans bike, with the majority of them young adults. As the number of cyclists has grown from 43 million to 47.5 millions in recent years, it continues to rise. It is not the most dangerous sport, but it is still a risky one. According to the Insurance Institute for Highway Safety, 843 bicyclists were killed […]

Multiple factors affect the cost of auto insurance. One such factor is vehicle type – generally speaking, safer models tend to cost less when insured than older models that lack safety features. Many states mandate liability coverage, with lenders often mandating collision and comprehensive protection if you’re financing your vehicle. Many insurers use credit scores […]

As you age, it may become clear to you that dental insurance coverage could save both pain and money in the future. By investing in proper coverage now, it can save time and energy in future treatments. Under the Affordable Care Act (ACA), most young adults can remain on their parents’ health insurance plan until […]

Cost of pet insurance varies based on plan variables like annual deductible, coverage limit and reimbursement percentage; and by age; older pets often incur higher premiums. Accidents and illnesses can quickly add up, especially if they require expensive procedures like ligament repairs or organ transplants. That is why it is crucial to compare pet insurance […]

Have you been waiting for an insurance adjuster to call you back? If so, it might be worth your while to wait just a bit longer. Insurance companies are notorious for being slow in their claims resolution, and this is especially true when it comes to claims involving property damage. In fact, the average insurance […]

As businesses grow, they inevitably face a variety of risks and challenges. One of the most common is insurance—which can help cushion businesses from financial damages caused by accidents or natural disasters. In this blog post, we will walk you through the process of calculating an insurance settlement, so that you can get a better […]

Flood damage isn’t covered by homeowners’ insurance, so many New Yorkers must purchase separate coverage to protect themselves against flood risk. This is particularly applicable when purchasing property located within high risk flood zones. Under federal rules, mortgage lenders must require people buying property in high risk areas to purchase flood insurance before closing on […]

You want to be a responsible homeowner and protect your largest financial investment. This almost always means that you should have homeowners coverage from an reliable company. This policy will provide financial protection for your home against a wide range of perils. Homeowners often assume that their homeowners insurance policy covers water damage and that floods are covered. This is false. This is because […]

Term life insurance is a great option for providing substantial insurance coverage, but only for a short time. Nearly all major life insurance companies sell term life policies to offer greater protection in specific circumstances. Young families with children may find term attractive because of the low cost and the large death benefit that the beneficiaries receive in […]

A standard auto policy will include property damage liability as one of the coverages. The majority of states in the U.S. require drivers to have at least some coverage for property damage liability before they can drive legally. Property damage coverage is an integral part your car insurance policy. “Property Damage Liability Coverage is required whenever there […]